论后金融危机时代金融监管国际合作的组织机制——全球金融集体安全机制构建思考之一

金融全球化呼唤金融监管国际合作,而金融监管国际合作需要国际金融监管组织。鉴于目前的国际社会结构,国际金融监管组织只能是国家间组织,而非超国家组织。由于现有的国际金融组织都不足以担当金融监管国际合作的历史使命,国际社会需要创建一个全新的国际金融监管组织。这一全新的国际金融监管组织应该具有以下组织形态特征:第一,它应该是一个全球性的、开放性的、专门性的、政府间的金融监管组织;第二,它应该是一个能够凸显国际关系民主化的金融监管组织;第三,它应该是一个具有横向综合监管职能的金融监管组织。     

当下国际金融监管法律制度改革的焦点与问题

由美国次贷危机引发的国际金融危机爆发后,国际社会出台的金融改革方案都把国际金融监管法律制度的改革作为整个金融改革的不可或缺的有机组成部分,这是金融全球化条件下防控金融风险和危机的需要和必然反映。从目前来看,加强和健全国际监管规则和标准、健全国际监管责任的划分、建立国际金融监管机构等方面,是国际金融监管法律制度改革的焦点。国际金融监管法律制度的改革关系着国际间利益的分配,我国对每一项国际金融监管法律制度的改革都应视其情况,研究和采取恰当的策略。     

现代法治与民主宪政的金融解释

金融发展对一国的现代法治与民主宪政有着深远的促进作用。金融格局与工商文明构建了现代民主、法治的基石,内生化了市场对法律制度、民主宪政制度供给的需求。欧洲式的现代民主法治的建构与金融市场的发展有着极为密切的联系。正是由于有着与金融财富增长相匹配的金融民主模式,欧美国家的民主宪政得以确立。文章以金融秩序与工商文明的发展为主线,从金融视角,解读中国社会工商文明的系统累积与法律制度供给,金融工商文明的话语体系与思维方式,政府公权力与民间私权利的互动,对深刻理解与构建中国社会的现代法治与民主宪政,具有重要意义。     

论经济危机下竞争政策和产业政策的协调——兼评我国十大产业调整和振兴规划

2008年8月,《中华人民共和国反垄断法》（以下简称“反垄断法”）开始实施,我国竞争法体系初步形成,此时正是竞争政策发展的重要时机。经济危机全面爆发后,我国先是宣布四万亿救市计划,又先后颁布了各重点产业振兴规划。竞争政策与产业政策如何协调本就是一热点话题,如今在经济危机的背景之下,更是难以作出决断。竞争政策与产业政策既存在共同的最终价值目标,相互影响,又存在不同的具体目标和作用机制。以美国和日本在经济危机时的对策为借鉴,我国目前应实施积极的产业政策,竞争政策应适当放松,但其优先地位不可动摇。     

对“信用”的经济哲学分析

反思金融危机应当重视社会信用体系建设。对信用需要进行经济哲学的分析。信用是市场经济运行重要的＂社会资本＂。对信用的认识,联系于个人与他人、个人与共同体、个人与社会之间关系的哲学思考。唯物史观是重塑社会信用的理论指导。信用具有制度性。健全信用体系是我国的当务之急,是构建和谐社会的内在要求。     

网络舆论危机与“五重效应”化解

政府网络舆论危机既是引发政府公信力危机的＂催化剂＂,又是化解危机的＂灭火器＂。面对网络舆论,政府部门应发挥避雷针效应,做好积极引导;打破屏蔽效应,树立公开透明形象;重视首因效应,做好事件首次应对;克服激将效应,提高新闻发布水平;避免蝴蝶效应,及时迅捷处理问题。     

Banking in the cloud: Part 2 – regulation of cloud as ‘outsourcing’

This paper looks at EU banks' use of public cloud computing services. It is based primarily on anonymised interviews with banks, cloud providers, advisers, and financial services regulators. The findings are presented in three parts. Part 1 explored the extent to which banks operating in the EU, including global banks, use public cloud computing services.Part 2 of this paper covers the main legal and regulatory issues that may affect banks' use of cloud services. It sets out how EU banking regulators have approached banks' use of cloud services and considers regulators' lack of cloud computing knowledge. The paper further considers how the regulation of outsourcing applies to banks' use of cloud services, including whether cloud computing constitutes “outsourcing”. It analyses the contentious issue of contractual audit rights for regulators as well as legal and practical issues around risk assessments, security, business continuity, concentration risk, bank resolution, and banking secrecy laws.Part 3 looks at the key contractual issues that arise between banks and cloud service providers, including data protection requirements, termination, service changes, and liability.All three parts of the paper can be accessed via Computer Law and Security Review's page on ScienceDirect at: http://www.sciencedirect.com/science/journal/02673649?sdc=2. The full list of sources is available via the same link and will be printed alongside the third part of the article.     

Rape investigation and prosecution: Stuck in the mud?

Abstract

This paper evaluates the Stern Review of rape in the context of public responses to rape, in England and Wales. The piece is based on an anti-rape feminist approach and so weighs a woman-centred approach to rape responses against the mainstream justice model. Overall, the argument made is that nothing much is really changing in public responses to rape. The work outlines problems with the Stern contention that the conviction rates for rape need to be calculated differently, and takes issue with the claim that the “policies are right”. Stern's call for greater support for women who have been raped is welcomed, but the effectiveness of the review process itself is questioned. These discussions illustrate the process of attrition as it is variously understood by feminists and by Baroness Stern. It is suggested that reviews themselves may be little more than a dampener, brought in when claims for change create a need to be seen to be doing something. A preferred alternative might be some form of ongoing body, reviewing and challenging practice and policy; however, it is recognised that this could be difficult to achieve amid the current spending cuts. The paper then turns to evaluate trends in support for survivors and notes that the more “professional” models of the Sexual Assault Referral Centre and the Independent Sexual Violence Advisers have held sway for some time. However, under the new coalition, government funding is also being directed towards women-only Rape Crisis centres, and this move is warmly welcomed here. The work concludes that much does indeed remain the same, despite positive signs in terms of respect for this survivor-centred model.     

Domestic institutions,liberalization patterns,and uneven crises in Korea and Taiwan

pragmatic and long-term approach to financial market reform, with greater sensitivity to political risks and constraints.