健全农村金融体系促进农业经济发展

农村资金通过金融机构大量外流是农村资金严重缺乏的直接原因.健全农村金融体系是解决农村贷款难的根本出路.要充分认识健全农村金融体系的重要性,努力为农村金融体系有效运转和健康发展营造良好的外部环境.     

高校贫困生成因与援助方式选择

在高等教育大众化的进程中 ,关注弱势群体接受高等教育的权利和机会 ,事关高等教育的公平与社会的稳定。分析我国高等学校贫困生问题形成的主要原因 ,并制定相应的援助方式具有重要现实意义。     

转型经济中民营银行的建立与中小企业融资对策

针对中小企业融资不足问题,我国已经出台了许多相关的措施,但效果不佳。民营银行具有信息、现代公司治理机制等优势,建议设立专门为中小企业融资的民营银行,从银行贷款这个直接的角度克服融资难的问题。     

我国问题金融机构处理法律制度的完善论纲

金融业是一个特殊的行业。对于问题金融机构,有必要建立特殊的处理制度。处理问题金融机构应遵循一定的原则,同时,我国的一系列法律制度也需要完善。     

Banking supervision and the politics of verification: the 2014 stress test in the European Banking Union

The statistical methodology known in financial terminology as ‘stress testing’ was used by the European Central Bank in 2014 in order to assess the solidity of the banks in the eurozone. This audit process is analysed here as a problem of truth production or ‘veridiction’ in the sense developed by Michel Foucault in his 1978–1979 lectures at the Collège de France. In order to prove effective, the stress test had to deliver knowledge on banks, objectified and actionable at once, but also controlled by the idea of avoiding ‘market panic’. This epistemological dilemma is at the core of the politics of verification, which consists in the distribution of restraint and responsibility between non-risky and risky banks. This qualitative investigation is focused on France and is based on interviews with relevant policy actors and documentary analysis.     

Re-conceptualizing State Responsibility: Human Security Protection, Confl icts and Governance

Different from the perspective of traditional national security, human security is an essential component of non-traditional security. Human security is influenced by multi-dimensional factors. Human security will be threatened if one or more of these dimensional factors get twisted. Such threats, once accumulated to a certain level, may trigger a confl ict. While some factors may have a low correlation with confl ict, some other factors may have a multiplying effect in triggering the confl ict. Further, confl ict may be triggered by a single factor or multiple factors. Poor governance may lead to escalation of confl icts. Deep understanding of triggering effects and their correlation with confl icts is essential to addressing the root causes and the management of conflicts effectively. Concepts of human security, state responsibility of protection and neo-interventionism have been developed in succession. Though the people-centered security framework draws global attention, it should be recognized that there is no international consensus on an optimal type of governance. However, according to the Charter of the United Nations, the primary responsibilities of human security protection should be rested on the government of a state. The principle of sovereignty remains the fundamental principle of international relations, which should be the guiding principle for addressing human security issues.     

金融机构破产债权人会议程序之研究

债权人会议作为全体债权人的自治组织,既是企业破产的一种利益平衡器,也是统一债权人意志与行动,保证破产有序进行的自治性团体。金融机构破产是企业破产的一个分支。金融机构本身的特殊性决定了其破产时债权人权利与普通商事企业破产时债权人权利的差异性,同时,债权人的权利内容和权利行使还会受到一定的限制,因此,金融机构破产债权人会议与传统的债权人会议在功能、履职程序、价值目标方面存在冲突。但是,不能因为这种冲突而否定债权人会议的作用及其存在的价值,立法者所应该做的是对其功能、职权和履职程序进行适应性修正。     

以绩效预算制度为核心的财政预算交易成本控制研究

财政预算的本质，是社会公众与政府之间围绕预算资金使用和公共产品供给进行的委托代理交易。作为交易，财政预算存在交易成本，即财政预算的运行程序成本。制度经济学认为，交易成本过高会降低交易绩效。那么财政预算的交易成本过高也会降低预算绩效。为了控制财政预算交易成本，应当在预算法中构建一种有效的内部激励机制，保证预算执行主体的本位利益与社会公共利益挂钩，促进预算执行主体自觉地以社会公共利益最大化为目标运用财政资金，即绩效预算法律制度。     

银行危机处置过程中的股东权利限制研究

银行危机处置过程中股东权利限制是危机时期社会规制的需要,规制的原因包括维护金融稳定、预防系统性风险的发生、维护存款者的市场信心和预防股东道德风险发生。但股东权利保护是现代企业制度的核心内容,这就在"限制"与"保护"之间形成矛盾,这是银行生存的不同时期,股东行使权利正当性基础的差别造成的。因此,分析银行运行不同时期股东权行使的正当性基础,是论证银行危机处置期股东权利限制必要性的基础,同时,股东权利的限制必然影响到公司治理中利益相关主体间的权利结构平衡,故从法律规制和银行公司治理结构调整两个方面对"矛盾"的协调提出完善的建议。     

美国高等教育资助之“资助包”制度的运作及理念

促进教育的公平是美国联邦政府教育政策的核心,为达到此目的,联邦政府通过提供各种助学金和贷学金等方式,为美国大学生接受高等教育提供支持和保障。在具体操作上,联邦政府通过优化整合一系列的资助,形成一个包含几种方案的"资助包"配发给学生供其选择,从而达到资助的合理、公正与公平。