银行业完全开放后我国商业银行与外资银行的竞争策略博弈分析

运用动态的先来后到博弈模型、赫特林模型以及在共同竞争中的合作博弈分析我国商业银行在外资银行的全面进入的条件下应采用的竞争策略,可以得出如下结论：中外银行之间相互合作才能达到双方与社会效率最优;我国商业银行应该采取提高自己产品的差异性、合理网点布局、加强资产结构和产品结构的调整等策略;只要贴现率δ足够大,中外资银行之间的合作关系是可以维持的。     

Beyond the Z-score: A novel measure of bank stability for effective policymaking

This article looks beyond Z-score and proposes a novel methodological framework to build an all-encompassing indicator of bank stability for individual banks using the optimisation-based ‘benefit-of-the-doubt (BoD)’ approach. Unlike other available approaches, this approach is totally data-driven and generates endogenous weights to aggregate sub-indicators of bank stability and dimensions. Further, the final outcomes are not limited to a scalar measure of bank stability. The unique optimal weights offer valuable policy-relevant insights and highlight the most precarious areas of stability, which demand the immediate attention of the bank's management and the industry regulators for both micro-and macro-level policymaking. Using the data of Indian public sector banks operating in the year 2018, the study illustrates the proposed framework to obtain a holistic indicator of bank stability, defined on 14 ratio sub-indicators and 5 broad dimensions (soundness, asset quality, profitability, management efficiency, and liquidity) of bank stability.     

Examining the relationship between corporate social responsibility,corporate reputation and brand equity in Indian banking industry

This study is an attempt to explain the relationship between corporate social responsibility (CSR), corporate reputation, and brand equity in India's banking sector. The study uses Carroll's Pyramid of CSR and the ‘triple bottom line concept’ as the theoretical bases for proposing a conceptual model. The data pertaining to 482 saving bank customers were analysed using structural equation modelling for this study. The integrated effect of CSR and corporate reputation on brand equity has been examined using the analyses of both the direct and indirect model paths. The findings show that corporate reputation partially mediates the relationship between CSR and brand equity, and that there exists a direct relationship between CSR and brand equity. This research has significant implications for CSR managers seeking to gain a competitive advantage in the industry by focusing upon the CSR activities that help an organisation build a positive corporate reputation, leading to a high level of brand equity.     

中国商业银行碳金融业务发展战略研究

当前碳金融已经成为全球商业银行竞争的新领域,中国商业银行拓展碳金融业务已是大势所趋。该文对中国发展碳金融的必要性和国内外商业银行在碳金融领域的发展现状进行了分析,指出了中国商业银行发展碳金融业务存在的七个主要障碍,进而提出了促进中国商业银行碳金融业务发展的对策建议。     

我国商业银行个人理财业务发展中的问题和对策

随着中国经济的快速持续发展,居民收入大幅增加,我国个人理财业务发展前景十分广阔。目前中国理财市场处于从无序竞争向规范化发展的转折时期,受相关政策的制约及市场定位不明确、创新意识不足等因素的影响,个人理财业务发展严重落后。因此,商业银行应通过积极加强理财队伍建设,明确市场细分,加强市场营销来促进个人理财业务的发展,这对于我国商业银行今后的发展壮大有十分重要的意义。     

Data development for international research—Phase I: International conflict and national characteristics

In 1986 developers and users of quantitative data in international and comparative politics organized to maintain, extend, and develop major datasets and to provide a stronger basis for coordinating data‐related activities. National Science Foundation funding established for a three‐year period Data Development for International Research. Its first phase (DDIR‐I) focused on improving datasets on both national capabilities and international conflict; and generating renewed efforts to better the data collections on internation events and international political economy. DDIR‐I's work, now virtually complete, augmented the quantity and quality of this national data resource and set the stage for another NSF‐funded project on internation event data (DDIR‐II). A final report on DDIR‐II is forthcoming in summer 1994.     

Southern African governments,multilateral development banks,non-state actors,and sustainable infrastructure: Managing changing relationships

There is a need for the countries of Southern Africa to invest in building infrastructure, for which purpose they can be expected to utilise the services of multilateral development banks (MDBs). MDB-funded infrastructure projects often become arenas for debate over the roles and responsibilities of different actors in the development process. This article discusses the fact that there is no longer a clear consensus on the relative responsibilities of governments, MDBs and non-state actors in regard to infrastructure projects, and analyses how these new tensions in the relations between these three actors could complicate efforts to develop the infrastructure so urgently needed in Southern Africa.     

China's reform,internal trade and marketing

Abstract

This article analyses Macau's casinos as an example for accumulation by dispossession, in which they serve to transfer wealth from Mainland China to Macau and the casinos' foreign investors. They also represent a model for economic development and this model has migrated to Singapore, where it also operates as a form of accumulation by dispossession. By requiring citizens to pay an entrance fee, Singapore's casinos explicitly appropriate other people's money. The efficacy for the use of casinos as economic development is interrogated here because Macau's casino experience has emerged as a model for economic development in Asia beyond simply Singapore.     

构建我国国有企业境外直接投资法律监管的若干思考

随着我国“走出去”战略的实施和发展,国有企业进行境外直接投资已经成为我国对外投资的重要组成部分,但也出现了诸如经营状况差强人意、国有资产流失严重等问题,对其的法律监管亟待加强和完善。本文从国有企业境外直接投资法律监管的现状入手,说明和分析法律监管存在的问题,通过比较分析和借鉴其他国家企业境外直接投资的法律监管模式,提出如何加强我国国有企业境外直接投资法律监管的法律思考,包括建立符合我国国情的有限监管体制、制订《境外直接投资管理法》和重新定位行政监管机构。     

“国有资产授权经营”制度的剖析及其重构

我国当前经营性国有资产所采取的两级制和三级制的授权经营模式,无论是理论上,还是实践中,都存有较大问题。为此,我们应重塑现行的“国有资产授权经营”体制,明确区分国有资产出资人的管理职责与出资人的经营职责,将政府定位为国有资产出资人代表,特设国有资产经营公司,专事经营性国有资产的投资运营,重新界定国资监管机构的法律定位,使其真正成为国有资产经营的监管机构,将国资监管机构与经营公司的关系明确为监管与被监管关系。同时,按市场化原则运作国有资产经营公司,并将国有资产授权经营法律关系的内涵界定为行政授权关系,以此理顺经营性国有资产的管理体制。