贷款诈骗罪主体及非法占有目的的认定

贷款诈骗罪主体认定方面有三个疑难问题:一是银行或其他金融机构工作人员能否构成贷款诈骗罪;二是单位贷款诈骗的情况下负有责任的人员能否构成贷款诈骗罪;三是以单位名义实施,实为自然人贷款诈骗情形的认定。有五种情形即为实施犯罪而设立单位或单位设立后以实施犯罪为主要活动,盗用、冒用单位名义实施贷款诈骗,私人合伙企业、私营独资公司实施贷款诈骗,承包、租赁经营者以单位名义实施贷款诈骗。     

国际民事诉讼管辖权与国际商事仲裁管辖权之比较

国际民事诉讼管辖权与国际商事仲裁管辖权是并行的两种解决国际民商事争议的制度,两者既有共同之处,亦存在着很多差异。为了厘清国际民事诉讼管辖权与国际商事仲裁管辖权之间的关系,本文从多个角度对两者的联系、区别及其冲突与协调三个方面进行了探讨。     

现代商事信托的组织法基础

从民事信托到商事信托,信托关系的本质完成了从财产无偿移转的手段到企业组织架构的变革。商事信托作为组织法,其具有商事组织的典型共性,而且在制度设计和受托人信义义务的标准上,商事信托也与商事公司制度近年来出现了明显的趋同。我国现行信托立法无论是在受托人承担有限责任的规定上,还是在信托投资的规模上以及在受托人的资格取得上,都离成熟的组织法的要求还都相距甚远。     

Bank security dye packs: synthesis, isolation, and characterization of chlorinated products of bleached 1-(methylamino)anthraquinone

Banknote evidence is often submitted after a suspect has attempted to disguise or remove red dye stain that has been released because of an anti-theft device that activates after banknotes have been unlawfully removed from bank premises. Three chlorinated compounds have been synthesized as forensic chemical standards to indicate bank security dye bleaching as a suspect's intentional method for masking a robbery involving dye pack release on banknotes. A novel, facile synthetic method to provide three chlorinated derivatives of 1-(methylamino)anthraquinone (MAAQ) is presented. The synthetic route involved Ultra Clorox bleach as the chlorine source, iron chloride as the catalyst, and MAAQ as the starting material and resulted in a three-component product mixture. Two mono-chlorinated isomers (2-chloro-1-(methylamino)anthraquinone and 4-chloro-1-(methylamino)anthraquinone) and one di-chlorinated compound (2,4-dichloro-1-(methylamino)anthraquinone) of the MAAQ parent molecule were detected by gas chromatography mass spectrometry (GC-MS), and subsequently isolated by liquid chromatography (LC) with postcolumn fraction collection. Although GC-MS is sensitive enough to detect all of the chlorinated products, it is not definitive enough to identify the structural isomers. Liquid-state nuclear magnetic resonance (NMR) spectroscopy was utilized to elucidate structurally the ortho- and para-mono-chlorinated isomers once enough material was properly isolated. A reaction mechanism involving iron is proposed to explain the presence of chlorinated MAAQ species on stolen banknotes after attempted bleaching.     

国外高校助学帮困工作及对我国的启示

高校家庭经济困难学生的助学帮困工作,是关系到教育公平和社会稳定的一个重大问题。目前我国已经基本建立起奖、贷、助、补、减有机结合的多元一体的家庭经济困难学生资助体系。然而,高校具体的资助工作中仍然存在着一系列的难题。借鉴国外高校学生资助政策中的相关经验,对于解决当前我国高校助学帮困工作中存在的具体问题,改进我国高校的经济困难学生资助政策有所助益。     

中国债务结构的演变:基于时间序列的实证研究

虽然我国依然是银行主导的金融市场格局,但企业债券市场也获得长足的发展。我国总体债务结构正在演变,其中企业债券和银行贷款、国债以及股票融资额之间到底有何关系?与此同时,我国的宏观经济环境近20多年发生了巨大变化,一些重要的经济指标如央行基准贷款利率的调整更趋向市场化、经济的货币化程度迅速提高,这些因素是否真正影响到我国宏观债务结构?本文采取时间序列实证分析影响中国债务结构演变的宏观经济因素,分析整体债务结构与宏观经济变量之间的关系,以此理解我国银行主导融资下企业债券发展的演变规律。     

Where Are the Big Five Headed?

正China’s banking behemoths face unprecedented challenges In China, there is a widely held stereotype concerning major state-owned commercial banks: They never have to sweat or bleed to make money. Instead, they just lie on their back and whistle as torrents of cash flow to them endlessly.The good old days, however, may be gone. Although the five biggest state-owned banks posted profits as hefty as usual in 2013, they are now cornered by more     

广东跨境汇兑型“地下钱庄”现状及治理对策

跨境汇兑型"地下钱庄"问题涉及两岸四地,严重破坏金融管理秩序、市场经济秩序,影响正常司法活动。由于社会制度、司法体系等多种因素的差异性,目前粤港澳台警方在合作打击"地下钱庄"跨境汇兑方面存在不少亟待改善的地方,需要两岸四地在办案协作、制度建设、情报交流等方面共同努力加以解决。     

金融分业架构中的银证银保合作

中国加入WTO,意味着中国金融业对外开放的程度将不断加强,所面临的国外金融业的竞争将更加激烈,这就要求我国金融业的发展也必须紧跟国际金融业的步伐,将混业经营作为未来发展的方向．但目前分业经营是我国的制度选择。因此,现阶段我国应在现有分业经营制度下最大程度的开展银行、证券、保险之间的合作,加强研究学习,实施产品创新、完善信息交流,并探索新的服务模式。