The South African National Credit Act fails to protect homeowners against various interest rates hikes

Where a credit provider makes a proper financial assessment and finds that the low-income consumer will be able to satisfy in a timely manner all the obligations under all the credit agreements to which the consumer is a party he will in all probability conclude the credit agreement with the consumer. Obviously the affordability assessment made by the credit provider will depend on the prevailing interest rates at the time. There has been several interest rate hikes since June 2006 to December 2008 in South Africa that has had a detrimental impact on low-income home owners. Due to the various interest rate hikes and the prevailing high interest rates many consumers have lost their mortgaged homes. The South African National Credit Act of 2005 has failed to take into its purview cases such as these, and as a consequence there is no sort of consumer protection available for the low-income group who become over-indebted, because of the constant rising interest rates on their mortgage loans.     

国家政治与泉州回民的穆斯林认同

泉州回民在中国回民的社会史上占有特殊的地位.与全国其他地方的回族不同,泉州回民的西亚穆斯林先入主要通过海路而来,其穆斯林认同在历史上的起伏与泉州作为中古时期的重要国际贸易口岸密切相关,同时也与理学在福建的高度发展有一定的关系;随着泉州港的式微,泉州回民渐渐地失去了原有的穆斯林认同.新中国成立之后的国家政治需要有少数民族的参与,泉州的地方历史文化资源引起了地方政府的重视,泉州的回民也因此进入了国家的认同政治过程.对泉州回族的历史过程和他们近年来的穆斯林认同建构运动的分析与讨论支持了这样的一个假设:如果没有政府的民族政策,中国的民族形貌将与人们今日之所见全然不同.     

司法程序的政治维度——读《司法和国家权力的多种面孔》

著名比较法学家达玛什卡教授所著的《司法和国家权力的多种面孔》一书从司法程序的政治维度出发,通过对司法程序与权力组织形式、司法程序与政府职能倾向的关连性分析,成功地建立了一种政治维度下的司法类型学模型。纠纷解决型程序适应于彻底的自由放任型政府的意识形态;政策实施型程序适应于能动型的国家职能。     

图解“国家情报模式（NIM）”

国家情报模式（NIM）是英国警务实施的国家改革项目,该项目制定了一套比较科学的国家情报标准,2002年英国警察改革法案颁布了135个国家情报模式运行最低标准,可从NIM业务处理流程图上看,这些标准主要涉及11个方面。     

沙特阿拉伯王国的大国外交战略

沙特王国自建国伊始,为了寻求和维护自身安全,在不同的历史时期,对英、美、中、俄等大国采取了一种与之交好的务实态度。沙特石油的发现和大量开采带来的财富剧增、沙特的特殊宗教地位、哈里发制度的废除和埃及纳塞尔主义的失败,确保了沙特的伊斯兰世界大国和盟主地位。沙特面对海湾这个中东地区的次地区安全复合体中的两伊威胁,联合小国组成海合会,以在海湾次地区形成力量平衡,达到某种程度的均势局面,维护自身的次地区大国地位。沙特在这三个层次分别采用了自由主义、建构主义和现实主义为基础的外交理念,这与其涵盖君主制与瓦哈比主义的国家核心信念、优越的宗教使命感和实用的灵活性行动原则的政治文化不无关系。     

国际法与国内法关系的法理学思考——兼论亚洲国家关于这一问题的观点

本文旨在从法理学的高度来探讨国际法与国内法的关系。以法律规范的和谐统一作为科学地认识国际法与国内法关系的逻辑点 ,通过对法的调整机制和内在特质所具有的普遍性进行分析 ,提出了关于国际法和国内法关系的“法律规范协调说”。     

无效合同的识别与处理——兼谈“三金”“三乱”合同的效力

无效合同依然属于合同范畴 ,不过自始不具有法律拘束力 ;1999年 10月 1日统一合同法施行后应当采用两套标准对无效合同加以识别和处理。     

When Did Health Care Become a Campaign Issue?

Most people mistakenly assume that health care first became a major political issue in 1945 because President Harry S. Truman’s special address to Congress on Nov. 19 of that year marked the first time a sitting president publicly endorsed a national health-care program. But the question of whether—or to what extent—it is the responsibility of government to subsidize health care for its citizens has been around for a much longer amount of time. Now that health care has become a major focus of domestic political debate, especially in light of the impending presidential election, this article, modified from an entry in the forthcoming Encyclopedia of Campaigns, Elections, & Electoral Behavior (Sage Publications), serves to inform the reader of the origins and history of health care as a campaign issue.

萆菟汤治疗慢性非细菌性前列腺炎110例

目的 观察萆菟汤治疗慢性非细菌性前列腺炎(chronic abacterial prostatitis,CAP)的临床疗效。方法 将176例CAP患者随机分为治疗组110例和对照组66例,分别采用萆菟汤和前列康片治疗,疗程均为8周。观察并比较两组临床疗效,治疗前后分别观察两组NIH- CPSI评分,并进行挤压前列腺分泌液（expressed prostatic secretion,EPS）常规检查。结果 治疗组临床疗效明显优于对照组（P<0.05）。与治疗前比较,两组治疗后NIH- CPSI的疼痛症状、排尿症状、生活质量评分和总分均显著降低（P<0.05）,治疗组上述评分降低值显著大于对照组（P<0.05）。与治疗前比较,两组治疗后EPS中白细胞计数及pH值均显著降低（P<0.05）,卵磷脂小体计数均显著升高（P<0.05）;治疗组治疗后白细胞计数降低值小于对照组（P<0.05）,卵磷脂小体升高值和pH值降低值大于对照组（P＜0.05）。结论 萆菟汤对CAP具有显著的临床疗效。