Homeownership,the Great Recession,and Wealth: Evidence From the Survey of Consumer Finances

The owned home is central to both the American Dream and the financial lives of U.S. households. This article explores the typical financial trajectories of homeowners during the Great Recession, assessing the viability of positioning home equity at the core of a household's balance sheet. Using the 2007–2009 reinterview panel of the Survey of Consumer Finances, we describe the diverse balance sheets of groups of homeowning households. While some homeowners lost equity and wealth in the Great Recession, we find that an owned home introduced severe risk of loss, but homeowners were less likely than renters to lose very large proportions of their wealth. The experience of homeowners' balance sheets during the downturn was diverse, and the typical experiences of different groups are compared and contrasted.     

中国境外间接上市中的财富外流问题

The process of indirect listing overseas of enterprises can easily result in wealth outflow, which has imposed a negative impact on the development of security market, the order of money market and the increase of tax revenue in China. Therefore, the government should exercise necessary regulation on the wealth outflow during indirect listing overseas, and treat state-owned enterprises and private-owned enterprises differently. The fundamental solution to this issue should start from improving domestic financing conditions, improving regulatory system, realizing equal treatment for enterprises and strengthening the legal protection of private property. Fu Jun, Ph.D of law, is an associate professor at University of International Business and Economics, having released over thirty research articles in many academic journals, such as Journal of Chinese Law, Journal of Law, Jurists Review, Modern Law Science, Journal of Law Application, Hebei Law Science, Journal of Shanghai University of Finance and Economics, Journal of East China University of Political Science and Law, Journal of Jinan University. Moreover, his other publications include monographs, Analysis of Selected Cases on the Letter of Credit of Britain and America (2006), A Study on Corporation Proxy (2005), International financial law (2005). etc.     

试论商业银行在人力资源开发与管理中存在的问题及对策

我国目前商业银行人力资源开发与管理的现状与市场竞争还很不相适应,商业银行应加快金融业人力资源开发管理改革的步伐,建设一支高素质的商业银行从业人员队伍,才能提高综合市场竞争力,才能掌握市场的主动权,在竞争中求得生存,求得发展。     

Reforms Will Guide China简

正THE third Plenary Session of the 18th Communist Party of China(CPC)Central Committee approved a plan that will comprehensively deepen China’s reforms.Few plans in the history of New China have been so powerful or wideranging.It ranks alongside the historic report of the third Plenary Session of the 11th CPC Central Committee of 1978,which marked the onset of the"reform and opening-up"policy.     

Parallel Paths A Comparison of CSR Firms and Social Enterprises

Corporate social responsibility （CSR） is the incorporation of environmental and social responsibilities into the business activity, in line with the economic responsibility that firms have traditionally focused on. The social entrepreneur is a type of entrepreneur who seeks to resolve a social or environmental problem through the application of a business model, motivated by the aim of helping others and pursuing positive social change. A key aspect of social entrepreneurship （SE） is therefore the creation of social wealth. Both concepts pursue positive social change, but unlike social entrepreneurs, the objective of a responsible firm is not to solve social issues created by others, rather to understand and limit the social and environmental impacts of their profit-generating activities. In recent decades, research on CSR has grown considerably, whereas SE has only begun to receive serious academic attention quite recently. Crucially, few studies have tried to link and differentiate the two areas. Due to the increasing interest in both concepts nowadays, the need to clarify the similarities and differences between them is greater than ever, and is the principal aim of this work.     

民主党派政治资源建设机制初探

本文从中国特色政党制度与民主协商机制关系的历史、现实出发,指出中国特色政党制度内在的民主协商机制具有建设民主党派政治资源的主导性积极作用。必须充分认识影响当前民主党派创新发展的机制性障碍因素,进一步加强民主协商机制建设,实现民主党派政治资源优化配置。     

It is Just Good Business: The Case for Supporting Reform in Divorce Court

This article examines the ways in which divorce and child custody proceedings can impact employee productivity and suggests that it behooves businesses to become involved in supporting efforts to improve the process—both as a matter of community service and because it can impact their bottom line. This article further outlines some improvements that are being implemented or considered in various jurisdictions.

Key Points for the Family Court Community
• Divorce does not just impact the parties and their children. It also impacts the work productivity of the individuals involved.
• The population of individuals seeking court involvement in child custody issues has changed, and new processes must be developed to address their needs.
• There are new ideas about how to restructure the divorce process in ways that could benefit both the individuals and their employers.

     

主权财富基金投资准入法律规范研究

近年来主权财富基金投资活动备受国际社会关注,然而关于其投资准入的国内法及国际法规范却凸显局限和缺陷。美国等国设立了专门机构和特别规则以严格限制主权财富基金投资领域及其准入审批标准,而我国目前尚未设置此种专门机构和审批规则,亟需完善;BIT对主权财富基金投资准入的保护存在诸多不足,OECD国家的相关法律规范较之更为完备,表现出相关国际法规范的缺位和不统一。这些都影响了主权财富基金投资流动,故而世界各国需要共同努力完善主权财富基金投资准入规范。     

农地的社会功能及其法律制度选择

土地私有化和变相私有化论在当前中国社会有着很大影响,这可能将农地法律制度引入歧途。作为其基础的农地权利致富论,在耕地问题上忽视了规模经营的结构,在农村非农用地问题上忽视了土地级差收益的性质。中国的农地法律制度应当充分考虑农地的社会功能。从农民生活结构等微观层面来看,农地生产收入占有不可或缺的地位,缺之则农民的基本生活和劳动力再生产都难以有效维持;从城乡二元结构和城市化发展等宏观层面来看,农地给农民提供了稳定就业及生活意义,有效维持了城乡社会稳定。正因此,当前的农村土地集体所有制应当得以维持,并可在此基础上加以完善。     

公安网络资源与多媒体技术在计算机维护课程中的应用

本文针对计算机知识更新较快,学生在学习初期学精学好比较困难的特点,在计算机维修与维护教学过程中,利用网络资源与多媒体技术相结合的手段来增加课堂学习时的信息量、提高学习兴趣、扩大学生知识面、培养学生的动手能力,充分利用网络上的资源为学生学习计算机维护打下坚实的理论与实践基础,也为公安信息化的应用打下良好的实践基础。