Edgeless cities: Examining the Noncentered metropolis

Abstract

Edgeless Cities, a form of sprawling office development that never reaches the scale, density, or cohesiveness of Edge Cities, now account for the bulk of office space found outside of downtowns. The term draws on Garreau's Edge City, yet it is a new, albeit elusive, category. It captures the fact that most suburban office areas lack a physical edge. In contrast to Edge Cities, which combine large‐scale office development with major retail, Edgeless Cities feature mostly isolated office buildings spread across vast swaths of urban space.

This article looks at the evolving geography of office space in 13 of the nation's largest office markets, which together contain more than 2.6 billion square feet of office space and 26,000 buildings. The data provide an empirical framework for examining competing theories of metropolitan form. The article concludes with a discussion of the policy implications resulting from the emergence of Edgeless Cities.     

Comment on Dowell Myers and Elizabeth Gearin's “current preferences and future demand for denser residential environments”: In praise…or at least acceptance…of ambiguity

Abstract

It is clear that attempts to discern consumer attitudes toward neighborhood form yield only ambiguity. Denser, more walkable residential environments are impossible to define in a universally applicable manner because of the unique characteristics of an individual neighborhood and its relationship to a region's climate, tradition, and heritage. Consumer preferences are likewise ambiguous and contradictory; this is simply due to many Americans’ lack of personal familiarity with compact, walkable neighborhoods.     

From confrontation to collaboration? Banks,community groups,and the implementation of community reinvestment agreements

Abstract

Banks and other depository institutions have signed more than 300 community reinvestment agreements valued at $350 billion in the two decades since the passage of the Community Reinvestment Act (CRA). This article examines the effectiveness of negotiating CRA agreements in Chicago, Cleveland, Pittsburgh, and New Jersey. After describing the agreements and the procedures by which they are enforced, the article looks at their impact and discusses several factors that could limit implementation of CRA agreements in the future.

The findings suggest that CRA agreements are more effective in some areas than others. They seem most consistently successful in meeting their goals for mortgages, investments in low‐income housing tax credits, grant giving to community‐based organizations, and in opening (and keeping open) inner‐city bank branches. The future of CRA agreements is clouded by several factors, most notably the restructuring and consolidation of the financial service sector.     

The resolution trust corporation in historical perspective

Abstract

This paper contrasts the asset disposition challenges facing the Resolution Trust Corporation (RTC) with similar challenges that faced two earlier government agencies: the Home Owners Loan Corporation (HOLC) and the Federal Asset Disposition Association (FADA).

The paper first compares the quantity and diversity of RTC assets with the somewhat fewer but more uniform assets (one‐ to four‐family homes) sold by the HOLC. The FADA's challenge was quite modest compared with the RTC and the HOLC. The paper then contrasts current RTC policy issues with those that arose with the HOLC and the FADA. The paper does not, however, make specific policy recommendations.     

Social capital and the revitalization of New York City's distressed inner‐city housing

Abstract

This article presents evidence that social capital can be an effective component of locally sponsored low‐income housing programs. It provides a model for measuring social capital at the building level, where it may be most effective in improving housing quality and security. The study compares five programs in New York City that house the city's poorest, mostly minority residents. The surveys from 487 buildings in Brooklyn, NY, were analyzed to compare the success of programs in maintaining and revitalizing landlord‐abandoned buildings taken by the city in lieu of taxes.

Results of the analysis demonstrate that the positive effects of tenant ownership were largely mediated by the higher levels of social capital found in these buildings. These levels have implications for the survival and economic advancement of poor households and civic participation in poor communities. The study suggests the value of alternative homeownership programs.     

Innovation and the cost of mortgage credit: A historical perspective

Abstract

Since the inception of U.S. institutional mortgage lending in the 1830s there have been major changes in mortgage instruments, the delivery system, and funding sources. Some of these changes qualify as innovations that have lowered the cost of credit and increased its availability. This article divides the history of U.S. mortgage finance into three periods and identifies the source and type of major innovations.

The “Origins” period, from 1831 to 1931, included the development of many mortgage lending institutions and instruments. The second era, “A Wonderful Life,” featured a government‐supported special circuit that dominated mortgage finance from 1932 to 1981 and witnessed development of mortgage‐backed securities. The current era, “A Brave New World,” features a new system of credit delivery dominated by specialized institutions and technology. In it, application of automated underwriting and artificial intelligence may have far‐reaching effects on the market and the accessibility of low‐income households to mortgage credit.     

How Vehicle Access Enables Low-Income Households to Live in Better Neighborhoods

ABSTRACT

Transportation influences residential location choices generally, but low-income households often face unique constraints because of a lack of access to automobiles. This article examines how vehicle access influences the type of neighborhoods in which low-income households are able to secure housing following a move to a new neighborhood. We rely on data from the Moving to Opportunity program to estimate locational attainment models, including a wide range of variables capturing various dimensions of neighborhood opportunity. Our findings suggest that auto access enables low-income households to secure housing in neighborhoods that exhibit a wide range of positive neighborhood attributes, including lower poverty rates, lower housing vacancy rates, higher median household income, higher labor-force participation, and higher adult high school graduation rates.     

Taking Stock: What Drives Landlord Participation in the Housing Choice Voucher Program

ABSTRACT

To succeed, the Housing Choice Voucher (HCV) program must be attractive to rental property owners. When landlords refuse to accept subsidized renters, lease-up rates decline, administrative costs increase, and options become limited to high-poverty neighborhoods where owners are most desperate. This article examines what motivates landlords’ decisions to accept subsidized tenants. We use 127 interviews with a random and field sample of landlords, combined with administrative data from the U.S. Department of Housing and Urban Development on property ownership in Baltimore, Maryland, Dallas, Texas, and Cleveland, Ohio. We find that landlords’ perspectives on the HCV program, including rents, tenants, and inspections, are highly dependent on context; landlords weigh the costs and benefits of program participation against the counterfactual tenant that a landlord might otherwise rent to in the open market. We argue that policymakers can boost landlord participation by better understanding how landlords think about their alternatives within each local context. Finally, we consider what drives nonparticipation in the program. Our results show that the majority of landlords who refuse voucher holders had accepted them previously. We suggest that policy reform should be dually focused on improving bureaucratic inefficiencies that deter landlord participation, and providing training and education to landlords.     

学分制管理模式下公安远程教育训练系统的研发

公安远程教育的学分制管理模式是近年来公安教育发展的新趋势,学分制教学系统设计得是否科学合理会直接影响到公安教育的教学效果以及学习导向。本文针对学分制教学系统的特点和要求,结合公安教育的实际情况,设计研发一款学分制管理模式下适合公安教育的远程教育训练系统。     

保理合同中应收账款多重转让的优先顺序——以《民法典》第768条为中心

《民法典》保理合同章规定了保理合同、担保合意和应收账款债权转让三部分的内容。无追索权的保理本质上是债权买卖合同结合应收账款债权转让,买卖合同是债权转让的原因行为。有追索权的保理本质上是借款合同结合担保合意和债权让与担保。担保合意构成债权让与担保的原因行为,并决定债权让与担保中的清算义务。《民法典》第768条规定了同一应收账款订立多个保理合同的数个保理人之间的优先顺序,确立了登记优先、通知次优的规则。在未登记也未通知时,引入了按比例分割债权的规则。尽管我国学说对于债权分割规则批评较多,但是这一规则的价值基础在于债权人平等原则。在债务给付可分的情况下,多数债权受让人之间形成按份债权关系;在债务给付不可分的情况下,多数债权受让人之间形成债权准共有。