浅谈防范金融风险过程中社会信用的建立

市场经济是信用经济,社会信用制度的建设直接关系到社会经济秩序和金融的安全性。而我国自建国以来信用缺失现象严重,从人们的信用观念淡漠,到金融机构的不正当竞争,再到社会自律机制、信用监督机制、法律约束机制不健全,给整个金融体系带来了很大的金融风险。因此,如何树立信用观念,加大产权制度改革的力度,规范金融机构的行为,通过一系列规章制度的建设形成有效的信用约束机制,成为现阶段我国建立社会信用,防范金融风险的首要任务。     

传统发展理念的内在矛盾

传统发展理念由于其包含一系列内在矛盾而使自身陷入困境并导致了发展危机。这主要表现在:发展至上主义的迷醉及其对生存家园的遗忘;技术乐观主义的虚妄及其对有限理性的消失;人类中心主义的偏执及其对天人关系的僭越;消费享乐主义的滥觞及其对生态伦理的缺席。在揭示传统发展理念深层矛盾困境的同时,昭示当代人应自觉走出其设定的内部陷阱,从而为建构通向未来科学的发展观扫清理念上的障碍。     

证券投资的理性分析——关于风险化解的思考

证券投资充满了不确定性,不确定性是导致证券投资风险的基本原因。本文诠释证券投资中的风险及其衡量指标,探讨证券投资组合的效果和最佳证券组合的选择问题,分析证券组合对投资风险的化解作用。     

DOMESTIC VIOLENCE,DOVE, AND DIVORCE MEDIATION

The primary objective of this article is to describe DOVE, a 19‐item instrument designed to assess and manage the risk of domestic violence between partners during and following their participation in divorce mediation. Assessing risk, more specifically how DOVE can be used to assess risk, is described first. The resulting risk scores (TOTDOVE) are used to assign individuals to risk categories. Problems associated with using categorical, frequency, and probability risk assessment formats in interpreting and communicating risk are discussed in the second segment of the article. A dual, categorical/probability format is advocated. Managing risk using Safety Plan interventions that are linked with risk category and predictor subscores on control, substance abuse, anger, relationship problems, mental health problems, and conflict is covered in the final segment.     

理财经营中风险的分析与防范

理财是企业的一项重要经营活动 ,风险是一种收益与损失并存的不确定性 ,理财风险是企业经营活动中不可避免的一个问题 ,一般包括经营风险与财务风险 ,它主要发生在企业的融资与投资活动中。企业只有正视风险 ,找到防范风险的技巧 ,才能制定出低风险高收益的经营方案。     

论内部会计控制

随着经济规模的扩大和经营业务的多元化,外部审计机构对企业经济活动的独立审计越来越困难。尤其是抽样审计面对庞大而又繁杂的业务量,问题越来越多。为了最大限度地确保企业会计信息的真实,借助企业本身的力量延伸审计职能,不失为一条有效的途径。强化内部会计控制,并随经济环境的变化不断发展其内涵与外延,无论从数量、还是质量来说,是审计等外部监管部门确保会计信息真实、有效,加强基础力量的坚实基础。     

Drug use and pretrial misconduct in New York city

Is recent drug use significantly associated with pretrial misconduct? Does consideration of recent drug use enhance risk classification among a sample of persons who have time free pending the disposition of their cases? Using data on arrestees in Manhattan, this paper examines these issues and some related questions. To measure recent drug use, urine samples were collected from persons shortly after their arrest and tested for four drugs: heroin, cocaine, PCP, and methadone. Two measures of pretrial misconduct are considered: whether a defendant fails to appear for a scheduled court date (FTA) and whether a defendant is rearrested prior to case disposition. Censored probit models are used to estimate the statistical association between drug test results and pretrial misconduct. Results show that drug test results are significantly associated with pretrial misconduct over and above the information typically available to judges at the time release decisions are made. Some implications of these findings for pretrial decision making are discussed.     

浅论我国金融安全问题

加强金融监管,防范金融风险,保持金融稳定,是顺利推进金融改革和发展的基础,是贯彻执行国家宏观调控政策的必要条件,是维护国家经济安全的重要保证。随着我国对外开放的不断深入,加入WTO使我国金融市场的开放成为一种必然趋势,来自外部的风险与日俱增,如何在获得开放利益的同时确保民族金融安全,已成为我国现在必须着手解决的重大问题。     

中国资产证券化SPV模式选择的法律思考

资产证券化是30年来世界金融领域最重大和最具生命力的创新之一.SPV作为资产原始权益人与投资者之间的中介,是资产证券化交易结构的核心.资产证券化选择何种模式,关键在于选择何种形式设立SPV.在我国目前的法律环境下,选择信托公司作为SPV模式较为可行,但也存在一些法律障碍.为此,必须通过专门立法,明确SPV法律地位,赋予信托受益权证有价证券的法律性质,并为其流通做好准备工作.     

Deliberation,Democratic Decision-Making and Internal Political Efficacy

Empirical research into the possible positive consequences of deliberation increasingly reveals that there is a complex relationship between deliberation and its effects on citizens. In this experimental study I examine the relationship between internal political efficacy and one type of deliberation: deliberative decision-making. I also test whether different structures of decision-making mediate between deliberation and internal political efficacy. The data suggest that deliberative decision-making had no direct effect on a global measure of internal political efficacy. Participants in face-to-face deliberative decision-making, though, had higher scores on a situation-specific measure of internal political efficacy than participants who only voted. The structures of decision-making had no effect on either measure of internal political efficacy. These results support claims that deliberation will not necessarily lead to direct, positive effects on citizens internal political efficacy, but they also highlight the likelihood that face-to-face deliberation can lead citizens to feel more competent in their deliberative abilities.