日本金融监管体系的重建及启示

1998年以来,日本系统地重建了金融监管体系。其主要内容包括金融监管机构改革和提高金融监管效能,事前金融监管制度重建与提高金融机构经营健全性,事后金融安全网建设和防范系统性风险等三个方面。日本的经验表明,金融监管体制都具有时效性特征。将金融自由化与金融监管对立关系对立起来缺乏合理性,金融监管的作用是评估和检查金融机构的风险控制程序,而不是代替金融机构决策和进行风险控制。     

Do the Joneses Help You Keep Up? A Natural Experiment in Exposure to Nonpoor Neighbors

This study capitalizes on a natural experiment in Montgomery County, Maryland, where low-income applicant families are randomly assigned to public housing that is either (a) clustered within seven public housing developments or (b) scattered into market-rate subdivisions via the county's inclusionary zoning policy. Through a survey of 453 public housing residents, we find that adults who lived in scattered public housing reported a lower proportion of low-socioeconomic status (SES) social ties generally and a lower proportion of low-SES neighbors specifically in their social networks. They also counted more high-SES individuals in their social networks, and this effect was related to the amount of time they lived in the neighborhood. Living in scattered public housing had no adverse effect on feelings of neighborhood belonging or satisfaction. The socioeconomic composition of respondents' social networks was associated with two health outcomes for respondents (smoking and depression) and modestly associated with respondents' household income.     

Partners in crime? Post-release recidivism among solo and co-offenders in Norway

ABSTRACT

Co-offending may increase offenders’ criminal capital in ways that impact their subsequent offending behaviour, and while highly theorized, the relationship between co-offending and reoffending has received less attention in empirical research. This study relies on Norwegian registry data to explore patterns of registered co- and solo offending before and after offenders’ first release from prison, by assessing differences in total, solo and co-reoffending between (1) co-offenders and solo offenders and (2) co-offenders embedded in different co-offending networks. The sample is based on 10 complete release cohorts, and co-offending networks are constructed from 22 years of administrative police data. Egocentric network analysis is used to obtain measures of degree centrality and tie strength. Results show that recidivism rates are higher among individuals with a co-offending network at release, and there is a consistent, positive relationship between degree centrality and reoffending. There is also a positive correlation between time spent in prison and the likelihood of co-offending after release, but there are no incidents of repeated co-offending (i.e. reoffending with co-offenders acquired before incarceration). The analysis hereby confirms several well-known patterns of co-offending in a new national context and highlights how incarceration can shape the nature and longevity of egocentric co-offending network ties.