法治视野下食品安全诚信构建

食品安全问题层出不穷,构建食品安全诚信是遏制食品安全问题、满足人们群众健康需求的迫切需要。首先,食品安全诚信建设必须以法治为保障,发挥法律的规范、引导作用。其次,构建食品安全失信惩戒机制,包括强化对失信行为的刑事处罚及行政处罚、完善行业禁人制度。最后,构建食品安全诚信信息体系,建立起食品安全信用监管体制、征信体制、评价制度、披露制度等,并建立政府、行业、社会三个层面的诚信数据库。     

试析后发国政府对信贷分配的干预及其变革

政府对信贷分配的干预是后发国家工业化初期重要的产业政策工具。金融市场的不完善和对战略性产业的扶持,是后发国政府干预信贷分配的理论依据。随着经济发展阶段的转换,这一产业政策工具的有效性逐步递减。后发国家在逐步减少对金融业的直接干预的同时,应积极发挥政府的作用以解决金融深化过程中的信息问题与道德风险。     

美国信用危机产生的体系根源及对我国的启示

美国作为公认的信用经济发达的典型代表,拥有较为完备的社会信用体系,但其中也不乏存在着某些局限,这些局限便成为了2002年其信用危机产生的始作俑者。我们在观察到这种现象的同时,亦应该认真总结其经验教训,找出我国在信用体系建设中的可借鉴之处。     

强化政府信用促进社会和谐

加强政府信用建设是构建社会主义和谐社会的重要组成部分,也是构建社会信用体系的关键.政府信用失范是政府信用缺失、信用贫困、信用滥用、信用危机的统称,政府信用失范将会造成政府失效乃至政府失败.要提高政府信用,必须重视政府的信用意识,做到依法行政,言出有据、言而有信.同时,要进一步转变政府职能,规范政府行为.在目前政府主导形态下,政府信用的提高和信用危机的克服主要仰赖于政府的行为自主性即政府自觉.     

信用卡犯罪的变化趋势与防治对策

随着信用卡发卡量的急剧增长,我国信用卡犯罪日益增多,并且出现了很多新特点。职能部门应当通过完善法律制度与加强协作配合、技术防范、法制宣传等途径防治信用卡犯罪。     

对“信用”的经济哲学分析

反思金融危机应当重视社会信用体系建设。对信用需要进行经济哲学的分析。信用是市场经济运行重要的＂社会资本＂。对信用的认识,联系于个人与他人、个人与共同体、个人与社会之间关系的哲学思考。唯物史观是重塑社会信用的理论指导。信用具有制度性。健全信用体系是我国的当务之急,是构建和谐社会的内在要求。     

后危机时代商业银行信用风险管理研究——基于风险一收益均衡控制视角

后危机时代经济运行态势的不确定性对银行业的信用风险管理体系提出了新的挑战。商业银行要主动研究新能源、新技术、新产业市场拓展问题,培育新兴信贷市场,加快信贷结构调整来应对信贷大投放后的信贷业务持续发展,并研究在经济周期下行压力下企业及其关联方风险承受能力的状况,提升信贷风险识别和风险计量水平,创新信贷定价模式,优化经济资本配置。     

Americanising Brexit Britain's Welfare State?

Will the British welfare state revert to an Americanisation trajectory or retain features of the European model after April 2019? After a period of historically prolonged austerity and substantial working age welfare reform, with the UK facing yet another renegotiation of the social contract in a post‐Brexit world, the question of whether there remains space for an alternative to the ‘American’ model is of crucial importance. We argue that there has been a blurring of differences across the American and European welfare states in terms of working age benefits, as most countries have adopted aspects of work‐based conditionality reforms, which attach the receipt of benefits to the active pursuit of work and, to varying extents, the underlying politics of US welfare reform, where there are large coalitions supportive of more punitive policies towards low‐income adults and minorities. These trends are taking place against the backdrop of a second major shift: increasing restrictions on benefits for immigrants. This double narrowing of the welfare state, making benefits conditional for citizens and excluding those who are not citizens, seemingly sets the agenda for a more restrictive post‐Brexit welfare state. The experience of the last two decades suggests, however, that the adoption of the American model has not been wholesale; steering a middle path between punitive conditional American benefits and more traditionally generous universal benefits is on the agenda across advanced welfare states.     

法治视域下的社会诚信建设

在中国当前社会转型时期,诚信缺失已经成为一个严重的社会问题。诚信与法治具有内在的统一性,诚信应建立在法治的基础之上,必须依靠法律制度作保障。要高度重视法治建设在社会诚信建设中的积极作用,从立法、司法、执法、普法、监督等各个环节、各个层面推动社会诚信建设。     

Catastrophe risk

This paper examines the recent emergence of initiatives involving the reinsurance industry and the capital markets to develop mechanisms to finance the losses arising from catastrophic events. These initiatives are discussed from two perspectives. One perspective explores these financing mechanisms from the contention that catastrophic events are becoming increasingly non-insurable within contemporary risk society. In this regard the paper addresses issues relating to the coherence and sustainability of the risk networks underpinning efforts to maintain the insurability of catastrophic events. These catastrophe-financing initiatives are also discussed from a second, although related perspective. This refers to the very emergence of these different financing mechanisms. In this regard the moving potential of liberal government or the inventive mechanics driving the development of different ways to manage catastrophic risk become significant. The paper argues that the emergence of these different catastrophe-financing mechanisms is occurring at the intersection of concerns over the non-insurability of the catastrophic and the extremes of capitalist ingenuity, suggesting both perspectives might offer insights into some of the possible future trajectories of risk society.