查办信用卡犯罪案件中的几个常见问题及司法对策建议

信用卡犯罪案件多集中于信用卡诈骗罪、非法经营罪、妨害信用卡管理罪等罪名。在对依法准确适用罪名的信用卡犯罪案件中暴露出的金融监管风险等问题进行分析的基础上，提出相应的司法对策建议，以有效遏制犯罪，促进信用卡市场规范有序发展。     

当前中国机关事务管理研究中的前沿问题——资产管理、层空关系和集中统一方式

当前我国机关事务管理研究领域仍有诸多前沿问题有待深入研究。在资产管理方面,广义党务机关的资产管理、机构变动情况下的资产管理和土地使用权资产管理是需要着重研究的问题。在不同层次机关和所处空间地域方面,驻地政府参与上级机关的机关事务运行保障、同一空间地域机关事务中通用服务整合、垂直机关的机关事务运行保障、异地办事处机关运行保障以及采取集中办公方式的规划问题是需要着重研究的问题。在机关事务运行保障所采取的集中统一方式中,组织集中统一方式、技术集中统一方式和内部市场交易集中统一方式是不同的方式路径,如何将这些不同的路径应用于不同的发展阶段,构建相应的发展战略,也是需要着重研究的问题。     

信息监管:我国信贷资产证券化监管之最优选择

信贷资产证券化作为一种金融创新,将间接融资直接化,打通了银行信用与市场信用,但其系统性风险的放大功能对流行的功能性金融监管模式也提出了严重挑战,美国次贷危机即彰显了现有监管模式对于信贷资产证券化的监管缺陷和失败。反思次贷危机的根源,本质上可以归咎于金融信息披露的严重失范。比较美国新的金融监管体系改革,立足中国实践,重构金融监管体系必须以信息监管为中心,以此构建一个统合的金融信息平台,形成有效的信息共享机制,并进一步完善金融机构和监管者对金融创新产品的全程信息披露制度,强化对金融消费者的保护。     

Cutting Edge Thinking

The Credit Crunch ushered in an era of austerity with massive cuts and job losses. It highlighted the gulf between the world of real people and the abstraction of high finance. Put simply, to prevent the melt‐down of the global economy, the needs, hopes and ambitions of millions are being sacrificed. Who controls and issues money is key. To be viable any system must be big enough for people to have faith it won't fail, and it has to be administered soundly. Local government is accountable to its electorate and, as such, should put their welfare first. It is essentially an administrative machine and certainly isn't going to go away. A truly local economy could emerge with authorities initially paying part of their staff's wages in local currency and accepting it in payment of rates. At a stroke, job cuts could be reversed and people's skills and experience valued again.     

中国税收信用缺失：原因及建议

税收信用制度是指以法律为基础,以信用为准则,在用税主体、征税主体和纳税主体之间建立的遵守法律规章,诚实守信的管理机制,它是社会信用体系的重要组成部分。税收信用的缺乏严重影响中国税收信用制度的构建,因此需要采取加强税收机关管理,提高税收服务意识,建立失信惩戒机制和诚信激励机制等措施改善中国税收信用缺失的现状。     

信用卡诈骗罪的司法认定

近年来 ,信用卡诈骗发案率呈上升趋势。有关信用卡诈骗罪在司法认定中的一些疑难问题有必要进行深入探讨。信用卡诈骗罪中的“信用卡”应包含借记卡 ;盗窃信用卡并使用中的“信用卡” ,不包括伪卡或废卡 ;对拾得信用卡并获取密码而加以使用的行为 ,应以信用卡诈骗罪论处 ;对伪造信用卡并加以使用的行为 ,应以伪造金融票证罪论处。对于金融机构工作人员侵吞行为的定性 ,应依照刑法规定综合加以考虑 ,按不同情况分别定罪     

行政信用建设途径初探

政府行政信用是社会信用系统的核心与支柱 ,要建设良好的行政信用 ,就必须构建服务型行政 ,使政府行政取信于民 ;深化行政体制改革 ,转变政府职能 ;行政管理手段要由依政策为主转向主要依靠法律 ;转变行政工作作风 ,规范行政行为 ;严惩行政腐败 ,建设廉洁政府     

我国信用风险及其立法规制研究

近年来我国信用缺失问题变得越来越严重,信用风险也日益加大,信用立法于是被提上议事日程。虽然目前我国的信用制度和信用立法已经取得了一定成绩,但是存在的问题依然很多,只有继续加强法制建设,我国的信用制度和信用立法才能健康有序发展。     

Hyper‐Securitization,Everyday Security Practice and Technification: Cyber‐Security Logics in Switzerland

This contribution to the SPSR debate about technology and security in Switzerland looks at how and by whom cyber‐security is constructed in Swiss security politics. Using three securitization logics as developed by reflexive Security Studies – hyper‐securitization, everyday security practices, and technification – it illustrates how Swiss actors have sorted out roles and responsibilities over the years. The article suggests that all three logics are present in the political process, but that ‘technification’ – a way to construct the issue as reliant upon technical knowledge and the supposition that this serves a political and normatively neutral agenda – is currently the dominant one. For democratic politics, technification is a big challenge. Assigning an issue to the technical realm has a depoliticizing influence and makes contestation from those with less technical expertise very hard.     

How Location Efficient Is LIHTC? Measuring and Explaining State-Level Achievement

A growing recognition that the cost of transportation should be included in calculations of housing affordability has led to efforts to promote location efficiency (LE) in affordable housing policy. Because the program is responsible for most new affordable housing in the United States, the Low Income Housing Tax Credit (LIHTC) program has the potential to be a link between housing affordability and LE. This research analyzes the extent to which LIHTC units built between 2007 and 2011 were in location-efficient places. Ordinary least squares regression analysis was used to test the role of market, policy, developer, and urban form factors in determining state-level LIHTC LE. We find that for the nation as a whole, from a quarter to half of LIHTC units added during this period were in location-efficient places, depending on the LE criteria applied. State-by-state comparisons showed wide variation in both our absolute measures of LIHTC LE and our relative measures of LIHTC LE compared with overall housing in each state. State policy and nonprofit developers were associated with higher LIHTC LE and had a positive effect on a state’s ability to outperform its underlying urban form.