宁夏失业保险实施现状、问题与建议

目前,宁夏失业保险制度日益趋向完善,正处于保障失业人员基本生活,促就业、稳就业,维护社会稳定,助力各项重大改革的重要阶段。研究宁夏失业保险的现状、存在的问题,对于进一步推动宁夏失业保险事业的发展具有重要意义。     

信用证在国际贸易货款结算过程中的若干法律适用问题研究——兼评UCP500的适用

信用证在国际贸易货款结算中是最常用的一种方式,它以银行信用取代商业信用,大大降低了国际贸易中的风险。然而,由于在信用证业务中,银行只负责审查单据,而不考虑货物的实际情况,即只要“单单相符,单证相符”就应付款。因而,出现了诸如非单据性条款、单证不符、信用证修改等亟待解决的问题。     

完善医疗纠纷处理机制的几点思考

在医疗纠纷逐年增加、医患矛盾已经成为不可忽视的一类社会矛盾的今天,我国目前不但存在着处理医疗纠纷的法律制度不健全,同时,现存法律制度还存在着不统一现象。为了保障医患双方的合法权益以及促进医学科学和人类健康事业的发展,我国应在明确医疗纠纷的处理原则的前提下,完善医疗纠纷的处理机制。     

美国《病人保护和可负担医疗法》的主要内容及启示

美国《病人保护和可负担医疗法》围绕扩大保险覆盖面、强化公共项目、提升医疗质量和效率、提高项目透明和廉正度、加强医疗服务人力资源建设和合理化资金投入等对美国医疗体系进行了全面而深入的变革。美国＂低成本、全覆盖＂的医疗改革可以为中国提供有益借鉴。     

信用销售的若干法律问题

在金融危机背景下,开展信用销售成为拉动内需、扩大消费的有效手段之一.由于信用销售是企业通过分期付款、延期付款等方式进行销售的交易方式,对处于债权人地位的企业而言,最直接的法律风险就是货款的安全.在风险发生后,尽快采取有效的救济手段无疑成为减少损失最直接、最有力的方法.     

中国与东盟国家保险服务贸易竞争力比较研究

文章运用2000～2010年中国－东盟自由贸易区11个国家保险服务贸易进出口数据，分析11国保险服务贸易的现状，计算TC、RCA以及CA指数并进行比较。研究发现：中国一东盟自由贸易区11个国家的保险服务贸易竞争力都较弱，虽然中国是保险服务贸易大国，却是以进口为主，竞争力不如东盟绝大部分国家。本文提出了提升中国保险服务贸易竞争力的对策建议。     

Insurance strategic considerations in coalition-oriented systems: A consideration set model approach

During a vote-decision process, citizens elect between some of the parties – not all of them. In this paper, we explore a potential strategic reason to include an additional alternative in the consideration set. Drawing on research from the field of strategic voting, we study incentives to defect to a party at risk of falling below an electoral threshold in order to elect a winning coalition (”insurance”). Our argument is that these types of strategic considerations occur already in the campaign, but do not always translate into choice. Using the so-called consideration set model approach (CSM), which focuses on how voters select fewer alternatives among a larger number of parties, we model vote choice over an election campaign using panel data from the Swedish National Election Studies of 2014. In line with our argument, we demonstrate that the insurance strategy was prevalent earlier in the decision-making process, when forming the consideration set.     

Interactive governance and implementation effectiveness in India's National Health Insurance Program

Many public sector programs, such as those directed at public health, are often multiagency tasks where structural incongruity in the program design is liable to emerge over time from changing operational requirements. Yet, successful implementation remains possible because of the interactions and relationships between implementation parties that encourage cooperation and collaboration despite incongruence in the program design. We examine how the dynamics of these interparty relationships influence implementation success in a comparative study of India's National Health Insurance Scheme. We find that implementation parties exhibiting support and complementarity in their interactions created a virtuous cycle of continually encouraging better performance and vice versa. Thus, our findings exhibit a distinct functionary role of interparty interactions and relationships for eliciting effective implementation and governance. The analysis also showcases the need for policy makers and policy designers to be cognizant of the inadvertent introduction of structural inconsistencies and veto points into program designs and their potential influence on implementation outcomes.     

风险社会与侵权损害救济途径多元化

现代风险社会给人们带来更多的不确定性和不安全感,传统侵权法律制度在面对不断涌现的新型侵权行为以及灾难性、大规模的人身损害事故时存在局限性。对此,我国《侵权责任法》在功能定位、保障范围、加害事由、归责原则等方面的制度设计,对风险社会的现实状况和生活形态作出了回应,尤其强化了侵权法的救济功能。侵权法的这种制度变化改变了我国责任风险的原有形态;同时,在侵权法律体系内也不可能完全解决对受害人的赔偿和救济问题,由此给责任保险和社会保障制度提供了更大的发展空间。在以侵权法、责任保险和社会保障为主体的多元救济体系中,各项制度之间应注意协调,避免赔偿不足或赔偿过度。     

恶意透支型信用卡诈骗罪中“持卡人”的认定——兼论刑法解释中的两个基本问题

2009年＂两高＂颁布的司法解释对恶意透支型信用卡诈骗的部分要件的理解和认定进行了细化,但是对于恶意透支型信用卡诈骗罪的主体要件未涉及,在司法实践中出现了登记办卡人与实际使用人不一致的情形,在这种情况下如何认定犯罪主体＂持卡人＂成为一个问题。通过对民事认定与刑事认定的差异性及犯罪构成、立法目的角度进行分析,可以对此类犯罪在实践中的把握有所助益。