汽车消费贷款犯罪若干问题

随着我国私人汽车的普及和商业银行汽车消费贷款业务的开展,一种新的贷款犯罪——汽车消费贷款犯罪也相应出现并有大幅增长的趋势。汽车消费贷款犯罪的表现形式主要是骗取贷款和恶意欠款。可以从建立信用体系、完善法律法规、加强银行内部风险控制、加大打击力度等方面入手进行防治。     

涉黑涉恶案件审判警务保障风险解析与防控

涉黑涉恶案件审判的特殊性决定了司法警察警务保障风险表现为:未能将被告人安全、及时押解至法院,未能对羁押待审被告人实施有效看守、管理,未能保障法庭的正常审判秩序和人员安全,未能规范执行警务。为减少涉黑涉恶案件审判警务保障风险,司法警察应树立预防为主、艺术决策、多举并进、以警为本的防控理念,并加强远程押解、院外审判看管和值庭、规范化执法风险的防控措施。     

震后恢复与重建中法律关系变更问题研究

汶川地震发生后,在灾区恢复重建活动中遇到的一个很重要问题就是因为法律关系变更导致了大量的法律纠纷和社会矛盾,因此,如何在制度上建立一套规范有序的程序来解决地震灾害所破坏的各种财产关系、人际关系成为法学界和灾区所关注的重要问题。震后恢复重建活动要高度关注权力与权力关系变更、权力与权利关系变更以及权利与权利关系变更三类法律关系变更问题。由于我国目前法律法规关于法律关系变更制度的规定不系统、不规范,致使最高人民法院只有通过司法解释的方式才能解决本来应当由立法机关加以解决的震后灾区各种法律关系变更所引发的法律问题。因此,要通过制定《紧急状态法》、《灾害对策基本法》和《灾害保险法》等等法律法规的立法途径,来进一步规范和完善法律关系变更制度,为震后恢复重建工作提供更加充分和有力的法律保障。     

Patterns of Middle School Adjustment and Ninth Grade Adaptation of Rural African American Youth: Grades and Substance Use

The transition to high school has been identified as a potentially difficult time in adolescents’ lives. Reductions in both academic and social functioning often accompany this transition. While these effects have been documented in urban youth, the move to high school has not been extensively studied in rural minority youth. Toward that end, the academic grades and substance use in ninth grade of 447 (184 male and 263 female) African-American adolescents from two rural counties in a state in the deep South were examined in relation to configurations of adaptation from sixth through eighth grade. Results indicate that individual with consistently positive patterns across middle school had higher grades and lower rates of substance use compared to individuals with persistent difficulties or those that transitioned to problem behavior. Many individuals who improved in their patterns of adaptation had relatively high grades, but also rather high rates of substance use in the ninth grade. David B. Estell is an assistant professor of educational psychology at Indiana University Bloomington. He received his PhD in Developmental Psychology from the University of North Carolina at Chapel Hill. His major research interests include peer relations and the development of aggression. Thomas W. Farmer is an associate professor of education at Pennsylvania State University and director of the National Research Center on Rural Education Support. He received his PhD in Special Education from University of North Carolina at Chapel Hill. His major research interests include peer relations and the development of aggression in students with and without special needs. Matthew J. Irvin is a research scientist at the Center for Developmental Science at the University of North Carolina at Chapel Hill. He received his PhD in Educational Psychology from the University of North Carolina at Chapel Hill. His major research interests include resilience and student engagement. Jana H. Thompson is a research associate at the Center for Developmental Science at the University of North Carolina at Chapel Hill. Her research interests include peer social relations and developmental transitions into early adolescence. Bryan C. Hutchins is a research assistant at the Center for Developmental Science at the University of North Carolina at Chapel Hill. He is also a graduate student in the Educational Psychology, Measurement, and Evaluation Program at UNC. His research interests include child and adolescent social development and school based emotional and behavioral interventions and prevention programs. Erin M. McDonough is currently a doctoral candidate in School Psychology at the University of North Carolina at Chapel Hill. She received her Bachelor of Arts degree in Psychology from Emory University. As a research assistant at the Center for Developmental Science, she has been able to explore her interests in student achievement as well as rural education. Another major research interest of hers is school-based mental health.     

石油企业集团跨国经营财务风险的对策研究

在我国石油企业跨国经营过程中,财务风险的严峻性日益凸显。目前我国石油企业集团跨国经营呈现区域广泛、业务范围复杂等特点,取得了突出的成果,同时面临严峻的石油价格风险、汇率风险、经济和投资风险。有必要从建立财务预警机制、监控海外投资风险、运用金融衍生工具避险等几方面对跨国经营中的财务风险进行有效防范和控制。     

互联网金融的风险评估及对刑法适用之影响

互联网金融的快速发展对我国金融创新、金融环境的优化以及中小企业融资产生巨大的推动作用,同时也会带来一些风险,并对刑事法律的适用产生较为深远的影响。互联网金融可能导致洗钱犯罪、信用卡诈骗、盗窃、诈骗、职务侵占等犯罪的加剧,也使得非法吸收公众存款罪、非法经营罪、擅自设立金融机构罪的适用范围面临调整。刑法应当充分尊重互联网金融存在的合理性,肯定金融创新。一方面,坚持刑法调整的补充性;另一方面,对于确因互联网金融而引发的金融犯罪行为,刑法介入应坚持及时性、准确性和适度性,从而发挥刑法对金融秩序和社会稳定的屏障作用。     

论票据背书伪造的风险负担

票据是流通证券,票据众多经济职能的实现都依赖于票据的流通。票据背书是实现其流通的基本方式。票据流通中背书的伪造,在损害各票据当事人的利益的同时,也成为实践中引发票据纠纷的重要原因。尤其是在背书伪造人逃匿或无力清偿相关当事人的财产损失时,由此引起的风险负担问题就变得较为复杂。对此,国际上现有的两大票据法系规定不一。本文在对二者的相关规则进行比较的基础上,分析我国票据立法中现有制度的不足,并提出自己的建议。     

论我国房屋征收的社会稳定风险评估机制的功能定位及其架构——一个风险规制的行政法学视角

我国房屋征收领域已经存在系统的社会风险。作为政治系统对法律系统的环境影响,重塑征收的合法性应注意房屋征收法制中社会稳定风险评估机制的功能定位;凝聚价值共识、扩大公众参与、注重反思理性应当成为房屋征收社会稳定评估机制的架构基础。     

公诉环节风险评估预警机制的科学构建

公诉环节风险评估预警机制对于化解社会矛盾、维护稳定、促进和谐具有重要意义。公诉环节风险评估机制具有容纳冲突、预测风险等内在价值,通过明确和规范其适用程序、责任追究机制及完善内处部门协调联动机制、加强释法说理等工作可以构建科学、合理的公诉环节风险评估预警机制。     

互联网融资创新、风险及其法律规制——以P2P网贷平台为分析视角

互联网金融作为传统金融自发改革、创新的产物,具有传统金融无可比拟的优势,但它既具备金融领域的固有风险,也具有互联网先进技术与传统金融结合而生成的新风险。对于这种风险,应该坚持非法律规范—行政法规范—刑法规范的调整位阶,以保护金融创新为监管的出发点。对于致力于信用担保的P2P网贷平台,应该对其资金池引入第三方托管,不应一概以非法吸收公众存款罪取缔。金融创新背景下,对金融管理秩序的垄断性保护失去了其正当性,对于非法吸收公众存款罪的解释,应该以公众财产权益这一法益为指导。