论银行公司治理制度的构建

在银行中,利益冲突的范围不同于实体经济中一般的工商企业,但是,一直以来银行的公司治理制度并没有给予银行中特别的利益冲突以特别关注。美国2007-2009年的金融危机表明,有必要调整和改革银行的公司治理结构。银行功能的社会公益性以及银行中特殊的利益冲突和其它的特点使得在构建银行的公司治理结构时,不能够简单地适用普通公司的治理模式,而要在股权治理、债权治理和监管治理之中寻求平衡。     

Are we becoming more violent? A comparison of trends in violent and property offenses in Australia and Western Australia

This paper examines Australian and West Australian trends in robbery, assault, and burglary. Police figures are contrasted with the results of Australian victimization surveys. The limitations of Australian victimization surveys are discussed. The results of Australian victimization surveys are contrasted with the results of the National Crime Survey in the United States and the International Crime Victim Survey. When all the qualifications are considered, it is concluded that there has been a trend upward in burglary and robbery prevalence and that this upward trend occurred mainly in the 1980s. However, because there is little evidence of a concomitant rise in the assault rate, the increasing prevalence of robbery and burglary is interpreted as reflecting social phenomena that are associated with acquisitiveness rather than aggressiveness. Other evidence pertaining to the level of violence in Australia is considered and it is concluded that this is insufficient to allow a conclusion that we are, as a nation, becoming more violent.     

Robberies in Prague

This paper is concerned with the issue of robberies in the Czech Republic, primarily in the capital city, Prague. Statistics show that there has been a sharp rise in the number of robberies recorded in the Czech Republic following the political upheavals of 1989. In spite of this, current Czech criminology does not give proper attention to this kind of criminal activity. For this reason, the authors will attempt not only to summarise research efforts hitherto undertaken in this field and place them in a wider international context, but also to offer basic and criminologically relevant data on offenders, victims and some other significant factors, making use of official crime statistics as well as special police statistical records, including data obtained through the authors' own analysis of a sample of court files.     

预防跨国腐败犯罪对策研究

腐败犯罪具有非法获得个人资产的特征;国家司法管辖权的有限性导致犯罪分子逃至其他国家;进而导致惩治犯罪分子与追回犯罪资产难度增加.笔者认为,加强出入境管理和银行监管有利于阻上腐败犯罪分子逃至国外,预防犯罪资产跨国境转移.     

我国政策性银行运作模式比较及改革探析

政策性银行的金融服务作为准公益物品,具有公与私物品的两种特性,这决定了政策性银行的运作模式必须是政府与市场的有机结合.由于经营理念、运作模式等方面的差别,经过多年的发展,我国政策性银行之间出现了较大的绩效差异.为提升我国政策性银行的运作绩效,我们须从制度完善、政银分离、治理网络和竞争合作四个方面探索有效的改革路径.     

国有商业银行信用风险宏观成因分析

我国已于2001年11月10日顺利加入 WTO,这标志着我国经济将进入一个新的发展时期。我国金融与世界金融将融为一体。经济全球化扩大了金融的作用,同时也扩大了金融风险的作用范围。而以风险为基本特征的现代市场经济是一种高度货币化、信用化的资源配置模式,经济运行中的风险最终会通过各种途径集中和表现在金融体系最基本的风险类型——信用风险上。在市场经济务件下,信用风险的大小已从根本上决定了金融体系的稳定与否以及经济能否健康、持续地发展。因此,必须加强我国国有商业银行风险特别是信用风险的研究。本文主要分析了我国国有商业银行的信用风险的主要成因。其制度性因素主要表现为以下四个方面:产权制度、宏观经济政策、法律制度、信用环境。     

THE IMPACT OF ORDER‐MAINTENANCE POLICING ON NEW YORK CITY HOMICIDE AND ROBBERY RATES: 1988‐2001*

Local officials and national observers have attributed the New York City drop in violent crime during the 1990s to the aggressive enforcement of public order, but relevant research is limited and yields contrasting conclusions regarding the effects of order‐maintenance policing (OMP) on violent crime trends in New York City. The current study investigates the effects of order‐maintenance arrests on precinct‐level robbery and homicide trends in New York City with more reliable crime and arrest data, longer time series, and more extensive controls for other influences than used in prior research. We find statistically significant but small crime‐reduction effects of OMP and conclude that the impact of aggressive order enforcement on the reduction in homicide and robbery rates in New York City during the 1990s was modest at best.     

以科学的金融发展观指导基层央行工作

树立科学的金融发展观对做好基层央行工作至关重要。基层央行只有围绕经济发展这个第一要务,确立科学的工作思路,努力维护区域金融稳定,提高金融服务质量,才能提高金融运行的经济效益、社会效益,推动区域经济全面、协调发展。     

投资银行监管法律问题研究

由于金融市场竞争激烈 ,金融风险问题日益突出 ,加强投资银行风险监管已经成为一项十分迫切的现实任务。我国投资银行作为行业的发展 ,迫切需要比较完善的法律与监管环境 ,使企业的经营有法可依 ,并在平等的环境中开展竞争。     

银行信贷扩张与房地产泡沫:对东亚金融危机教训的反思

银行信贷扩张在东亚国家和地区房地产泡沫的形成过程中扮演了重要的角色。对东亚金融危机中具有代表性的泰国、马来西亚以及香港地区的银行信贷与房地产泡沫危机表明:银行信贷在房地产业的过度扩张不仅是造成房地产泡沫的重要原因,而且在泡沫崩溃和经济、金融危机中也起了同样重要的作用。为此,我们应汲取东亚金融危机的这一深刻教训,大力推进国有商业银行的改革,发展各类金融市场,加强金融监管和金融市场制度建设,以保证我国银行业和房地产业的健康发展。