商业银行理财产品的法律性质研究

银监会将商业银行理财产品的法律性质定位为委托代理关系,但是实践中商业银行理财产品的运作方式与传统的委托代理关系相差甚远,那么商业银行理财产品的法律性质究竟为何？本文在对商业银行理财产品不同类别进行区分的基础上,对其法律性质分别予以了论述。     

探究民营银行发展之路

民营银行之争由来已久。中国的银行业不缺数量,缺的是结构,缺草根金融。该文回顾了民营银行艰难的探索历程,指出应科学界定民营银行经营范围和服务对象,消除制度障碍和现实阻碍,秉承先试点,后推广,循序渐进的发展思路,不断完善顶层设计,提升自身实力,让民营银行逐渐成长为金融体系中一支审要的力量。     

“抢劫致人死亡”研究

"抢劫致人死亡",是抢劫罪法定刑升格条件之一,由于涉及到行为人的生命健康安全,司法机关不得不慎重认定"致人死亡"的结果是否可归咎于行为人实施的抢劫行为。要解决好抢劫致人死亡行为具体认定,必须要先解决好行为人对死亡结果的罪过形式、抢劫行为与死亡结果之间的因果关系和致人死亡中"人"的范围。只有做到这样,才能具体认定"抢劫致人死亡"情形。     

WHERE OFFENDERS CHOOSE TO ATTACK: A DISCRETE CHOICE MODEL OF ROBBERIES IN CHICAGO*

Why do robbers choose a particular area to commit an offense? Do they rob close to home? Do they search for areas with suitable and attractive targets? What keeps them away from certain areas? To answer these questions, a model is developed of how robbers choose target areas. The model draws on various theoretical and empirical traditions, which include environmental criminology, journey to crime research, gang research, and social disorganization theory. Testing the model on cleared robbery cases in Chicago in the years 1996–1998, we demonstrate that robbery location choice is related to characteristics of target areas, to areas where offenders live, to joint characteristics of the resident and target areas, and to characteristics of the offenders themselves. The presence of illegal markets and other crime generators and crime attractors make areas attractive for robbers, whereas collective efficacy seems to keep them out. Distance as well as racial and ethnic segregation restrict the mobility of offenders.     

银行危机处置过程中的股东权利限制研究

银行危机处置过程中股东权利限制是危机时期社会规制的需要,规制的原因包括维护金融稳定、预防系统性风险的发生、维护存款者的市场信心和预防股东道德风险发生。但股东权利保护是现代企业制度的核心内容,这就在限制与保护之间形成矛盾,这是银行生存的不同时期,股东行使权利正当性基础的差别造成的。因此,分析银行运行不同时期股东权行使的正当性基础,是论证银行危机处置期股东权利限制必要性的基础,同时,股东权利的限制必然影响到公司治理中利益相关主体间的权利结构平衡,故从法律规制和银行公司治理结构调整两个方面对矛盾的协调提出完善的建议。     

转化型抢劫罪成立的条件

转化型抢劫是抢劫的一种特殊类型。我国刑法把转化型抢劫罪的前行为规定为“犯盗窃、诈骗、抢夺罪” ,有必要予以修改 ,但在未修改前 ,只能理解为是指构成犯罪的情形。作为转化型抢劫罪 ,行为人必须实施盗窃、诈骗、抢夺行为 ,并以非法占有为目的 ,为窝藏赃物、抗拒抓捕或者毁灭罪证而当场使用暴力或者以暴力相威胁的 ,暴力、胁迫必须达到一定严重程度方能以抢劫罪论处     

Crime patterns and their relation to subjective social stress and support indicators: The role of gender

This study investigated the relationship between the subjective perception of stress and support in the population (as independent variables) and the prevalence of homicide, robbery, and property offenses in society, while controlling for the effect of gender, i.e., how these crimes are related to the differential perception of stress and support among males and females. The theoretical framework is provided by a stress-support model which postulates that crime in society will be positively related to stress factors and negatively related to support systems. Eight stress indicators and four support (solidarity) indicators were included. The data regarding these indicators were derived from continuing surveys of representative samples of the urban population in Israel during the years 1967–1979. The theoretical model was supported by the findings, especially those relating to property offenses. The effects of the female indicators were strongest (and greater than those of males) with regard to property offenses. The regression coefficients of the female indicators were also consistently larger than those of males, indicating that women's perceptions of stress are better predictors of crime rates than those of males. The results are compared to those of previous studies and suggestions are made for future studies in this new line of criminological research.     

论破产之跨国银行分支机构的法律地位

就跨国银行进入破产程序后,其分支机构法律地位问题,理论上有两种相对立的原则：一是单一实体原则,二是独立实体原则。在缺乏统一的法典化的国际解决方法的情况下,世界各国的实践做法有两种：一是把银行的分支机构与银行本身隔离开来,把分支机构作为一个独立法律主体另行启动破产清算程序,即所谓的绝缘防范政策;二是基于礼让或互惠,尊重跨国银行与其分支机构组织属性上的单一性和完整性,有条件地承认他国司法判决或给予合作。最后,该文就国务院制定金融机构破产实施办法提出了两点相关建议：就跨国银行破产中分支机构法律地位问题不宜空白;跨国银行分支机构的法律地位宜采取有条件的单一实体原则。     

论印尼金融危机下的华资银行

1997年金融危机爆发后,印尼华资银行所受到的打击与损失也是前所未有的。产生这种状况及损失的原因何在?应怎样来看待及评议印尼华资银行业?它们的现状与前景如何?这些均值得人们关注与思考。     

关于抢劫罪承继犯责任的探讨

抢劫罪的承继犯,是指行为人开始实施抢劫行为而在抢劫行为尚未结束的过程中,他人与其形成意思联络,从而加入其中完成抢劫的共犯形态。承继犯的责任问题是客观存在的．既不能完全否定,也不能全面肯定。而应该有条件地承认。