对海上保险法若干问题的探讨

本文简要讨论了《海商法》修改学术讨论过程中 ,就其中“海上保险合同”一章涉及到的若干热点和重点问题 ,包括 :海上保险合同的定义、保险事故的概念、重复保险、保险索赔分类和最大诚信原则等。其研究成果是对修改或增补《海商法》的建议案文     

A Selection of Empirical Socio-Economic Research with Respect to the Functioning of Legal Rules and Institutions in Belgium and the Netherlands

In this paper some studies with respect to empirical socio-economic research which has been undertaken in Belgium and the Netherlands concerning the functioning of legal rules and institutions are discussed. The paper focuses on the domains of criminal law, civil procedure, liability and insurance. The paper argues that contrary to the overwhelming economic literature on liability and insurance, the empirical results in that domain are poor. More research is undertaken in the area of criminal law and apparently it is overwhelming in the area of civil procedure. The latter studies are, however, mainly undertaken by socio-legal scholars and less by economists. The general conclusion of the empirical studies discussed seems to be that while the empirical literature on the effect of changes in the decision making environment on rational actions in the legal system is rich and provocative, there is much less empirical testing of the effects of legal rules as such on allocational outcomes. The paper argues that much more effort should be devoted to the latter issue.     

浅析我国工程保险制度的构建

工程保险制度对规范建设市场行为、加强工程风险防范、强化守信遵约具有积极意义。本文在借鉴国外工程保险制度和分析国内建设市场基本状况基础上 ,认为建立我国工程保险制度 ,应重点规范、调整建筑工程一切险 (工程安装一切险 )、雇主责任险、人身意外伤害险以及职业责任险。同时 ,应对现行的工程建设投资体系进行改革。     

农业结构调整的制约因素及应对策略

当前农业结构调整存在着许多制约因素,如缺乏理论指导、缺少产业组织引导、缺少社会资本介入以及各种制度障碍。应积极引进各种社会资本参与农业结构调整,鼓励农业产业组织的发展,并为农业结构调整提供必要的制度支持。     

工人阶级要携手共建困难保障安全网--关于中国职工互助合作保险模式及困难保障机制的设想

保障职工困难群体基本生活是国家社会保障制度的重要内容.在我国的多层次保障体系中,在国家基本保障的法定责任之外,重要的社会团体--工会组织借鉴国际成功经验,适应市场经济要求,应大力发展职工互助合作保险,并以此为依托,建立困难职工生活保障机制,使工会的扶贫济困送温暖工程规范化、制度化,在维护社会公平、推进社会发展中发挥更大作用.     

Title Assurance and Incentives for Efficient Land Use

This paper develops an economic analysis of a general class of land title systems, focusing specifically on incentives for efficient exchange and investment in land. The analysis abstracts from certain institutional features of actual title systems, and is therefore largely normative in nature. Nevertheless, the results are relevant for a complete evaluation of alternative systems, especially for countries where land development (or redevelopment) is a primary objective. The results suggest that in most cases, land registration is preferred to the recording system on exchange and investment grounds, holding other factors constant.     

保险利益的法理分析——以人身保险为重点

保险利益是保险标的,是受保险制度保障的特定主体牵连于特定客体的主观关系.在不违反公序良俗及法律的前提下,保险利益是一个发展的、见仁见智的概念,不应限于经济利益.保险利益可适用于人身保险领域,但大部分情况下人身保险保险利益是抽象性利益,适用相应特殊规则.     

农民工养老保险跨地区转移和接续难题求解

农民工养老保险跨地区的转移和接续是当前的一个热点和难点问题。本文对现行转移和接续政策进行了全面评析,从体制机制等方面深入分析了造成农民工养老保险转移和接续难的主要成因,针对农民工流动性大、养老保险关系转移频繁的特点,提出了解决这一难题的基本思路。     

议海上保险代位求偿之诉的程序障碍

虽然近些年来理论界对海上保险代位求偿权的相关问题做出了较多的分析和研究,但在程序问题上仍然存在争议,例如被保险人对第三人的诉讼已进行至二审和执行程序时,保险人赔付后如何行使代位求偿权,目前实践中对此认知还比较混乱。从相关法律法规出发,结合理论和实务进行讨论,以期为理解中国的海上保险代位求偿权程序法律制度提供思路。     

《保险法》第26条诉讼时效起算点规定的质疑

保险合同属于典型的射幸合同。由此所决定,保险合同生效后保险事故发生前,保险人并不实际负有赔偿或给付保险金的义务,保险事故的发生使这种义务变为确定,但并不必然导致保险权利人保险合同上的利益受损。只有在保险人违反合同全部或部分拒赔时,被保险人或受益人的保险合同利益才受到损害,方才构成诉讼时效的起算。