论提前解约权——以《海商法》第255条为中心

当满足一定条件时,我国海上保险合同中的保险人具有提前解除合同的权利,即提前解约权。该特殊的制度赋予了保险人单方终止保险合同的特权,但实践中其往往会与被保险人的利益和特定权利相冲突,需要理论和实务界重新审视提前解约权存在的合理性。     

附属刑法相关问题探讨

附属刑法是规定在非刑事法律中的刑法规范,它与刑法典之间的关系主要是补充与被补充、修改与被修改的关系,但它与刑法修正案、单行刑法等修改、补充刑法典的形式相比,具有较好衔接刑事责任与民事责任、行政责任以及节约立法成本的作用。附属刑法有依附型和独立型两种立法模式。对于补充、修改刑法典的附属刑法,只有全国人大及其常委会创制的非刑事法律中才能加以规定。刑法典的总则规范适用于附属刑法,除非附属刑法有特别规定。     

Citizens’ Perceptions of Governance in Rural and Urban China

This article presents three main findings from a purposive stratified survey of urban and rural residents. First, Chinese citizens “disaggregate” the state with high levels of satisfaction for Central government that fall dramatically as government gets closer to the people. Satisfaction levels are noticeably lower for those in rural China. Second, attitudes about the way policy is implemented by local governments raise concerns. Irrespective of place of residence, respondents feel that when implementing policy local officials and governments are mainly concerned with their own interests, are more receptive to the views of their superiors rather than those of ordinary people, favor those with money, and are formalistic in implementing policy rather than dealing with actual problems. Third, the areas of work that citizens would really like government to concentrate on are job creation and providing basic guarantees to protect against the shocks of the transition to a market economy. Tony Saich is the Daewoo Professor of International Affairs, Kennedy School of Government, Harvard University and Director of the Harvard University Asia Center. His recent research focuses on the development of social policy in China, particularly on the provision of public goods by local governments. His publications include Governance and Politics of China by Palgrave and edited volumes on Financial Sector Reform in China (with Yasheng Huang and Edward Steinfeld) and AIDS and Social Policy in China (with Joan Kaufman and Arthur Kleinman both by Harvard University Asia Center. He would like to thank Edward Cunningham for his great help in preparing this article. He also wants to thank Victor Yuan (Horizon Market Research Company) for his tremendous help in designing the survey and implementing it. In addition, I would like to thank Anita Chan, Martin King Whyte and two anonymous reviewers for their extremely helpful comments on an earlier draft.     

有限国家责任说——构建刑事被害人国家补偿制度的主要理论基础

为了保护被害人权益，化解社会不稳定因素，国内学者纷纷呼吁，参照其他国家的先进理论构建我国刑事被害人国家补偿制度。为了使作为被害人补偿制度的理论依据——国家责任说更有科学性和说服力，宜对国家责任说的理论基础——社会契约理论进行推理和择取。结合社会契约理论，应以有限国家责任说和社会保险说为理论依据，建立我国的刑事被害人国家补偿制度。     

论保险公司先付责任--兼析《道路交通安全法》第75、76条

保险公司先付责任的理论与实践基础在于责任保险给付的第三人性以及保险公司社会责任的扩张。先付责任实质为保险金的先行给付，其同被保险人与第三人赔偿责任确定无关，且保险公司承担先付责任后一定条件下享有追偿权。机动车第三者强制责任险规则出台前保险公司不应承担先付责任。目前，应尽快出台机动车第三者强制责任险规则，并对受害人诉请抢救费用、保险公司履行先付责任的程序细化。增加其可操作性。     

工伤保险立法比较研究

作者在对我国部分发达地区与部分边疆民族地区的工伤保险立法及其工伤保险的适用范围、工伤保险的费率机制、工伤的范围、劳动能力鉴定、工伤保险基金与工伤保险待遇等进行比较研究的基础上,指出了部分边疆民族地区工伤保险立法存在的问题,提出了完善其工伤保险立法的建议。     

完善我国养老保险制度

我国60岁和65岁以上人口已分别占到总人口的10%和7%,人口老龄化进入一个新的阶段。而我国的养老保险制度却很不完善,尤其是农村养老保险制度几乎是个空白。如何及早建立和完善这方面的制度,是我们现阶段必须特别关注的重大理论问题和现实问题。     

中国保险基金的困境及其出路

当前，我国保险业又一次面临着巨大危机和困境，保险资金投资渠道狭窄，投资方式、投资工具单一，难以支持我国保险业全面应对加入WTO后年资保险公司纷至沓来的局面。中国保险基金必须加快和更大规模地进入资本市场，这既是保险业摆脱困境的必然选择和唯一出路，更是中国金融市场体系得以完善的必然要求和客观规律。中国证券市场、特别是股票市场当前还存在严重缺陷，保险基金大规模贸然入市风险很大。中国保险基金进入资本市场的途径主要有：成立各种形式的投资基金，大规模增加购买企业债券，提高购买金融债券和国债的比重等。     

论海上保险中代位求偿权的范围——兼论对《海商法》第254条的理解

本文就海上保险代位权的立法目的、性质 ,代位权的范围在实践中的利弊等方面分析讨论了《海商法》2 5 4条的有关规定。     

海上保险诉讼时效相关问题探究

诉讼时效是对海上保险相关主体影响重大的一项制度,而学者对《海商法》第264条“时效”的定性问题一直存在争议,从诉讼时效的目的功能、诉讼时效与除斥期间的区别,以及整个法律体系的用语等角度分析之后,可以看出该条所述“时效”是指诉讼时效;代位求偿权是维护保险人利益的一项制度,因代位求偿权的特殊性,其诉讼时效的起算点一直争议不断.《保险法司法解释（二）》明确规定保险代位求偿权诉讼时效的起算点,且从代位求偿权作为法律规定的权利等角度看海上代位求偿权诉讼时效也应该起算于取得权利时.