日本护理保险制度制定的原因分析及启示

战后,面对快速到来的老龄化社会,日本政府在社会保险方面采取了各种对策,老年护理保险制度经历了从无到有、不断发展完善的过程,其间既有成功经验,又有失败教训。目前,我国的老龄人口护理问题也日益突出,如何建立符合我国国情的老年护理保险体系,日本的做法是具有参考价值的。     

我国工伤保险制度的重大发展与理念创新

《社会保险法》以及新《工伤保险条例》对我国工伤保险制度作了重大发展,扩大了工伤保险的适用范围,调整了工伤认定的范围,简化了工伤处理程序,提高了工伤待遇标准,增加了工伤保险基金的支出项目,减少了停止享受工伤保险待遇的情形,规定了工伤保险基金先行支付和追偿制度,规定了第三人侵权的工伤医疗费用支付,明确了工伤保险基金的统筹层...     

我国工伤事故性质及救济模式的法律考量

我国劳动法和民法的竞合造成工伤事故既具有劳动保险性,又具有民法上的特殊侵权性,相应的其救济途径包括上伤保险赔偿和民事侵权损害赔偿.在选择、取代、兼得和补充四种救济模式中,应选择补充模式,即劳动者先领取工伤保险赔偿,不足部分可通过侵权损害赔偿获得救济.这是一种既公平合理,又符合我国国情的工伤事故救济模式,能够达到保护劳动...     

The government behind insurance governance: Lessons for ransomware

The insurance as governance literature focuses on the ability of private enterprises to collectively regulate, pool, and distribute risks. This paper analyzes how governments support insurance markets to maintain insurability and limit risks to society. We propose a new conceptual framework grouping government interventions into three dimensions: regulation of risky activity, public investment in risk reduction, and co-insurance. We apply this framework to six case studies, describing insurance markets' reliance on public support in more analytically precise terms. We analyze how mature insurance markets overcame insurability challenges akin to those currently presented by extortive cybercrime. Private governance struggled when markets grew too big for informal coordination or when (tail) risks escalated. Government interventions vary widely. Some governments prioritize supporting economic activity while others concentrate on containing risks. Governments also choose between risk reduction and ex post socialization of losses. We apply these insights to the market for ransomware insurance, discussing the merits and potential hazards of current proposals for government intervention.     

新就业形态人员社会保险状况研究

近年来,平台经济、共享经济迅速崛起,各种新就业形态不断涌现,创造了大量就业机会.与此同时,相关从业者的劳动权益保障问题也日益凸显.研究发现,由于劳动关系限制、相关法律法规不完善、缺乏维权途径等方面的原因,该群体不仅参加基本养老、医疗保险的比例相对偏低,参加城镇职工养老、医疗保险的比例更是明显低于在职职工,而且大都未参加...