由主权负债危机引发对地方政府过度负债的思考

世界金融危机爆发后,中国经济经过结构调整,内生动力不断增强并带动区域经济的快速增长。与此同时,地方政府超常规融资积聚的风险隐患也在迅速增加,巨额的地方政府负债极有可能成为诱发新一轮危机的重要因素,成为制约中国经济发展的主要瓶颈。弄清地方政府过度负债的主要风险,衡量地方政府的负债能力,界定风险转变为危机的临界点,明确地方政府适度负债规模水平是稳妥地化解地方政府过度负债风险,防范危机的重要途径。     

防范消费卡式消费合同风险的法律对策

当今,消费卡式消费合同日渐走入消费者的日常生活,其消费行为的稳定、简便、时尚吸引了众多商家和消费者,但由于缺乏相应的法律监管,给一些不法商家提供了可乘之机,侵害了消费者的合法权益。因此,应加强对消费卡式消费合同的法律监管,明确规范消费卡的发行、使用以及资金安全保障等方面的行为,防范消费卡式消费合同的风险,从而更好地保护消费者的合法权益。     

次贷危机与我国金融安全

随着美国次贷危机的蔓延,资产证券化的风险对金融安全的影响不容忽视。结合对美国次贷危机诱因及目前资产证券化风险的分析,提出防范风险的核心是建立一套与我国金融安全相适应的一系列机制。     

我国商业银行信用风险及对策

银行信用风险是当前中国商业银行面临的主要风险,也是造成商业银行大量坏账的重要原因.近年来,我国正加大对银行坏账的整治力度,并采用各种措施降低商业银行不良资产的比例.以银行信用风险管理为切入点,对中国商业银行信用风险管理存在的问题进行探讨,有助于完善我国的商业银行管理体制.     

法经济学视野中的行政法与民法的分界

对于不当行为,立法者是选择民法还是行政法进行控制,一般需要考量四个要素：当事人与行政主体掌握的行为风险信息方面的差异、加害人的赔偿能力、索赔威胁大小和行政成本。对于损害小、损害集中且发生率低的日常行为,应选择民法进行规制;对于发生率高、损害大、发现率低、损害分散的风险行为,行政法进行控制的社会效果更为明显。当同时选择两种控制机制时,遵守行政法规一般不构成加害人对抗受害人诉求的抗辩事由。     

风险社会与小康社会刍议

当今世界,现代性把我们带入到了全新而纷乱的情境之中,其自身不自觉地附带产生了大量的副产品,它们作为现代性引致的后果具有高度的危险性,严重威胁着人类的安全。我们正在际遇着风险社会的到来。它从政治、经济、文化和社会诸方面对我国夺取全面建设小康社会伟大目标新胜利提出了警示。我们必须坚持以科学发展观为重要指导方针和重大战略思想,正视风险的客观存在,构建应对风险的各种机制,改写风险,才能最终迈进全面小康。     

间接语言与梅洛-庞蒂的艺术观

本文以法国著名哲学家,知觉现象学的创始人莫里斯·梅洛-庞蒂晚年未完成的著作《世界的散文》中专论艺术的一节——＂间接语言＂——为研究对象,通过阅读文本提炼大师梅洛-庞蒂的艺术观。在梅洛-庞蒂的眼里,艺术是实在性的展开,是存在者存在状态的彰显,是对生活世界的知觉显现的瞬间捕捉。对于＂生活世界＂的认识,以及艺术如何＂表达＂生活世界的观点,他迈入了前人从未涉足的领域。     

Regulating Complex Contracting: A Socio‐legal Study of Decision‐Making Under EU and UK law

The article evaluates interview data on decision‐making under public procurement law using Halliday's analytical model on compliance with administrative law. In this study, unlike other studies on administrative compliance, the decisions faced by public bodies are not routine; they relate to the award of complex, high‐value contracts. Two contrasting decisions in the procurement process are discussed: the decision over the choice of procedure at the outset of the process, and the decision over the extent to which the public body should negotiate with the winning bidder towards the end of the process. The article considers the rationales behind decisions, and finds that, although public bodies are generally predisposed to comply, legal uncertainty means the relevance of commercial pressures and challenge risk impact heavily on approaches to compliance, even shaping understanding of what compliant behaviour actually is.     

TESTING THE TRANSITIVITY OF REPORTED RISK PERCEPTIONS: EVIDENCE OF COHERENT ARBITRARINESS

An often implicit assumption of perceptual deterrence tests is that the elicited values pertaining to arrest risk reflect stable underlying beliefs. But researchers in other disciplines have found that reported expectations are highly susceptible to exogenous factors (e.g., anchors and question ordering), indicating that such values are somewhat arbitrary responses to probabilistic questions. At the same time, reported expectations are coherent within persons, such that respondents rank order them rationally. For deterrence, then, absolute values reported on arrest risks are likely not stable but individuals still rank order specific crimes in meaningful ways. We examine the interpretability of reported arrest risk for three possibilities: 1) Reported risks are stable probabilistic values; 2) reported risks are arbitrary and uninformative for deterrence research; or 3) reported risks display “coherent arbitrariness” with unstable values between individuals but stable rank ordering of crimes within individuals. Through the use of three random experiments of college students, our results indicate that elicited risk perceptions are arbitrary in that they are influenced by the presentation of anchors and question ordering. Nevertheless, the rank ordering of crimes within and across conditions is unaffected by the presentation of anchors, suggesting that reported risks are locally coherent within persons.