消费者对互联网银行的可接受度问题研究

互联网银行能否取得成功很大程度上取决于消费者对其的接受程度。西方互联网银行的发展早于中国,所以对其研究也早于中国,但这些早期研究对中国仍有启发意义。本文在借鉴西方学者研究基础上,综述了研究消费者是否接受互联网银行的相关理论,分析了影响消费者对互联网银行可接受度的相关因素,并着重从消费者的风险感知视角研究了影响消费者接受互联网银行的风险,最后就如何发展中国互联网银行提出了政策建议。     

Measuring the impact of public perceptions on child welfare workers

The Public Perceptions of Child Welfare Scale measures how the social environment influences child welfare workers, including their job satisfaction and intent to leave. Psychometric studies have validated the scale for private child welfare workers, but there are no validation studies with public agency staff. This study fills that gap, showing stigma and respect are important constructs that also predict worker intent to leave. This research found an additional construct, blame, which was not present in private worker validation studies. The scale provides an important tool for the field as we continue to build evidence for effective recruitment and retention.     

Trust is hard to come by: Disentangling the influence of structural characteristics and race on perceptions of trust in the police in a major Southern County

The current study will add to the literature on public attitudes toward law enforcement by assessing the individual and contextual-level predictors of one of the key concepts in police legitimacy literature: trust. Examining individuals nested within zip code results showed a significant equalizing effect of structural resource deprivation on both White and Black respondents' perceptions of trust in the police. Additionally, results found respondents who perceived racial profiling to be widespread had a universally decreased likelihood of having trust in the police, and these disparities were exacerbated as structural resource deprivation increased.     

ON AMBIGUITY IN PERCEPTIONS OF RISK:IMPLICATIONS FOR CRIMINAL DECISION MAKING AND DETERRENCE*

Deterrence theorists and researchers have argued that the critical dimension of sanction certainty is its level—increasing the certainty of punishment from a lower to a higher level will inhibit criminal conduct. However, the true certainty of punishment is rarely known with much precision. Both Sherman (1990) and Nagin (1998) have suggested that ambiguity about the level of punishment certainty is itself consequential in the decision to commit or refrain from crime. Here, we investigate this proposition. We find some evidence that individuals are “ambiguity averse” for decisions involving losses such as criminal punishments. This finding means that a more ambiguous perceived certainty of punishment is a greater deterrent of some crimes than a nominally equivalent but less ambiguous one. However, this effect depends on how large an individual's risk certainty perception is initially. That is, we find evidence for “boundary effects” (Casey and Scholz, 1991a, 1991b) in which this effect holds for lower probabilities but reverses for higher ones. For higher detection probabilities, individuals become “ambiguity seeking” such that a less ambiguous detection probability has more deterrent value than a nominally equivalent but more ambiguous detection probability. Results are presented from two distinct, but complementary, analysis samples and empirical approaches. These samples include a survey to college students with several hypothetical choice problems and data from the Pathways to Desistance study, a longitudinal investigation of serious adolescent offenders transitioning from adolescence to young adulthood.     

Leaders, voters and activists in the elections in Great Britain 2005 and 2010

Discussion of the relationship between parties and the electorate is often based on the notion of partisan constituencies, that parties adopt policy positions that correspond to the average position of the party supporters. In contrast, the Downsian “spatial model” assumes that parties are purely opportunistic and maneuver to gain as many votes as possible. A third, more empirical model, based on the early work of Stokes, assumes that voter choice is based on the evaluation of each of the party leader’s competence or ability to deliver policy success. Such an evaluation can be provided by individual voter overall assessment in terms of the leaders’ character traits.This paper attempts to relate these three classes of models by examining the elections in Great Britain in 2005 and 2010. Using the British Election Study, we construct spatial models of these elections in Great Britain as well as in the three regions of England, Scotland and Wales. The models incorporate the electoral perceptions of character traits. We compare the equilibrium vote maximizing positions with the partisan positions, estimated by taking the mean of each of the parties voters’ preferred positions. We define an equilibrium to be a stable attractor if the vote share at the equilibrium exceeds the share at the partisan position by a significant proportion (determined by the implicit error of the stochastic model). We infer that none of the equilibria are stable attractors, and suggest that the partisan positions are also preferred by the party activists, the key supporters of each party.     

Armed,but too dangerous? Factors associated with citizen support for the militarization of the police

Images of police officers riding in armored vehicles and carrying military-grade weapons have become part of the public consciousness following the events in Ferguson, Missouri and several other high-profile police–citizen encounters. Although a great deal of research has investigated how and why US citizens perceive the police in various ways, almost no empirical work has asked how citizens perceive the militarization of the police. The current study analyzes data from a survey of 1005 US citizens to identify characteristics that are related to support for the use of military weapons and vehicles by local police departments. The results indicate that several demographic factors and perceptions of crime and the police are significantly related with citizen support for the militarization of the police. The implications of this research are discussed.     

Student/trainee-professional implicit theories of paedophilia

Abstract

This research investigates student/trainee-professional implicit theories of paedophilia and their explanations for the current crisis of paedophilia. The research methodology is based on a previous research design (Sternberg, Journal of Personality and Social Psychology, 49, 607–627, 1985), and consists of two interrelated studies. Study 1 (n=60) develops scales for student/trainee-professional implicit theories of paedophilia and Study 2 (n=188) uses these scales in conjunction with other scales to define the student/trainee-professional implicit theories of paedophilia and to measure the potential explanations for the current crisis of paedophilia. The findings indicate that student/trainee-professional implicit theories of paedophilic personalities (pathology, abusive and mentally disordered old offender) and behaviours (devious, child focused, cognitive distortions, secretive, child lovers, sexual abusers, socially inept and grooming) seem to reflect both previous research and expert opinion. These tentative findings suggest that student/trainee-professionals' implicit theories of paedophilia, and as such the current crisis of paedophilia in modern society, seem to have developed in part from the transfer of expert knowledge (explicit theories), the impact of the media, and social constructionalism; and not from the student/trainee-professionals' individual personality and coping traits.     

Framing and perceptions of stalking: the influence of conduct severity and the perpetrator–target relationship

Research has demonstrated that the way in which questions are presented (i.e. framed) has the capacity to influence responses to subsequent questions. In the context of stalking, perception research has often been framed in terms of whether or not particular behaviours constitute stalking. The current research investigates whether the framing of the opening question (question frame), conduct severity and the perpetrator–target relationship influence perceptions of stalking. Two studies employed experimental 3×3 independent factorial designs: one to examine question frame and conduct severity, the other to examine question frame and the perpetrator–target relationship. Participants in both studies (total N=449) were presented with vignettes and asked to answer six questions relating to the behaviour described. Question frame was found to impact on the classification of behaviour, with a greater proportion of participants indicating that the behaviour represented harassment or stalking rather than an illegal act. Consistent with previous research, conduct severity and the perpetrator–target relationship influenced perceptions of stalking. However, there was no evidence to suggest that the framing of the opening question influenced these perceptions. The implications of these findings for previous perception research are discussed.