Characterization of the triacylglycerol crystal formation in adipose tissue during a vehicle collision

The unusual appearance of crystalline fat structures was observed during the postmortem examination of a motor vehicle accident victim. The crystal structures were characterized using Fourier transform infrared spectroscopy and x-ray diffractometry. The structures were found to be made of triacylglycerols, a dominant lipid structure found in human adipose tissue, capable of forming various polymorphic structures. The morphology of the crystalline material was found using both techniques to be predominantly the beta' form of triacylglycerols. The accelerated growth of such triacylglycerol morphology has been observed as a result of shear stresses in other studies involving edible fats. As a result of the findings of this study, it is proposed that increased shear forces may be responsible for the formation of the unusual fat structure found in the victim. An understanding of the effect of forces on the structure of body fat in high-impact collisions can potentially assist in verifying a high-velocity impact.     

强制汽车责任保险之保险人责任性质探讨——兼评《机动车交通事故责任强制保险条例》第21条之不足

强制汽车责任保险中的保险人承担的是何种责任,学术界一直争论不休。实际上,保险人的责任应为合同义务,保险人责任一词本身并不科学。而产生这一用语并导致诸多争端的正是我国刚实施不久的《机动车交通事故责任强制保险条例》中的相关规定。解决这一问题的办法是借鉴他国先进立法,将侵权制度与责任保险制度明确分离。     

财产保险中保险赔偿法律适用问题研究

在财产保险合同中,当事人常常因对赔偿数额认识不一致而发生纠纷,这主要是由于他们对财产保险的赔偿原则及保险价值、保险金额的确定方法等问题存在不同理解所致。本文结合具体案例对财产保险赔偿中涉及的法律问题进行了有益的探讨。     

日本护理产业发展的制度环境、现状及问题

日本《护理保险法》(2000年)实施十多年来,在人口老龄化背景下,以老年人为对象的护理产业迅猛发展,在很多产业市场规模缩小的时候,护理产业却成为为数不多的增长产业。文章主要以护理保险制度实施后的护理产业发展作为切入点,对护理产业发展的制度环境、发展现状、市场规模及经济效益进行了深入分析,从中提炼出发展中存在的问题。全面了解日本护理产业发展状况,借鉴其发展经验,对促进中国护理产业的发展具有现实意义。     

社会保险法立法中授权立法和政府自由裁量权问题研究

社会保险法作为一国经济和政治生活的稳定器,在整个制度体系中居于十分重要的地位,特别是在金融危机下,社会保险制度的重要性显得更加突出。2009年社会保险法基本法立法被列为全国人大的工作任务之一,但是从公布的《社会保险法》(草案)来看,则还存在许多不足之处需要完善。     

契约式治安保险联防——一种探索中的中国现代辅警机制

随着我国经济社会的发展,维护社会治安已经不仅仅是公安机关自己的事情了。如何在强调警察职能转变的基础上,充分发挥和挖掘社会力量在社会治安秩序维护中的作用与潜能;如何使社会力量与公安机关形成良性互动,构建具有中国特色的现代辅警机制,契约式治安保险联防树立了一个新典型。     

保险代位求偿权探析

保险代位求偿权是损失补偿原则派生的代位规则的重要内容,是保险人对负有责任的第三人而非被保险人享有的法定的、债权性的、从属性的权利,应适用于所有的损失补偿性质的保险合同。保险代位求偿权应成立于保险人赔付时,而非保险合同成立或保险事故发生时。保险人可以自己的名义行使代位求偿权,并应充分尊重被保险人的权益,不得强制或变相强制被保险人先行对第三人求偿。     

我国机动车强制保险立法模式探究

我国涉及强制保险的两部立法之间的矛盾因冲突,导致了地方各自为政、司法实践中混乱局面的出现。应坚持现有的兼容机动车强制保险的立法模式,完善受害人直接请求权制度和道路交通事故救助基金制度。     

关于汽车弯路事故的几种受力分析

汽车转弯时发生的交通事故,除了因抢行或者瞭望不佳而引发事故以外,绝大多数是在侧滑力的作用下导致车辆驶离本车道发生碰撞或者追尾、倾翻的,此类问题易引发重特大交通事故。为了说明车辆转弯侧滑事故的机理,文章对车辆常见的几种转弯现象进行了受力分析,以期为事故处理提供可以借鉴的分析资料。     

Insurances as a Method of Reducing the Financial Consequences of Environmental Disasters

On the market of industrial customers in the European Union （EU） as well in Poland have not yet been disseminated information related to environmental threats. The purpose of this study is seeking understanding and analyzing the functioning of business insurance as a method of financing the effects of environmental disasters, potential environmental threats, the costs of restoring the polluted environment to its original form. The design of the article was subordinated to the thesis according to which business insurance can be a method of financing the risk of environmental damages and prevention for protecting against the effects of these disasters. According to the subject of discussion it used： elemental analysis--if the object of study requires the distribution of the elements without looking for mutual dependence between them; casual analysis--when there was a need of looking for the cause-effect relationships between the elements of the object of the study.