释解有线电视网络经营者的缔约责任与合同义务——以一起涉费纠纷诉讼案为例

讨论在强制缔约条款缺位的情况下,如何确认用户与有线电视网络经营者的合同关系,从而要求后者履行相应的合同义务。     

建立我国消费长效机制的法律探讨

我国经济结构调整，急需通过拉动和扩大内需等途径来完成。建立扩大消费需求长效机制，是我国第十二五规划的重要内容之一。建立扩大消费需求长效机制，涉及众多法律因素，如消费市场法律环境状况、消费激励政策与调控机制、居民收入分配机制、居民信用诚信体系、居民社会保障制度等。我国消费市场诸多法律因素，影响和制约了消费长效机制的建立和完善，针对上述影响因素，进一步建立和完善与我国消费长效机制相关的法律制度，保障我国消费长效机制的有效持续运行。     

《蒙特利尔公约》第五管辖权规则论析——以航空旅客运输消费者权益保护为视角

第五管辖权是作为调整国际航空运输某些规则的1999年《蒙特利尔公约》对华沙公约体系进行现代化和一体化过程中的创新因素之一，其功能在于能够更加全面、公平地维护航空旅客运输消费者的合法权益，以体现该公约制定的宗旨和原则。借鉴第五管辖权的创新性规定及对消费者权益保护的特有属性，我国在未来修订《民用航空法》时亦应适时加入相应条款。     

保障和改善民生是扩大消费内需的治本之举

在外需持续低迷、内需长期不振的双重压力下,我国经济要保持平稳健康发展,就必须有效扩大内需。内需推动经济增长的重点是消费拉动,因此,只有建立起保障和改善民生的长效机制,加大教育投入,提高教育质量,推进义务教育均衡发展;切实增加人民收入,提高人民生活水平;完善各项社保、养老和医疗保险制度,才能让百姓有钱可花、有钱敢花,从而使扩大内需成为现实。     

The Thai Royal Project Foundation Retail Stores： How and why the consumers buy？

The Royal Project, established in 1969, has responded to His Majesty＇s initiative to help the hill tribes in growing useful crops which enable them to have a better standard of living. In 1992, the Royal Project was transformed into Royal Project Foundation in order to become the public organization that can be operated efficiently as a private company. After that, the Royal Project Foundation Retail Stores or ＂Doi Kham＂ were set up to help distribute products and produces from the project and its members. However, the Royal Project Foundation Retail Stores are currently lacking of adequate marketing information to help management make the right and more aggressive decision. Therefore, this research was conducted in order to explore the consumers＇ behaviors and their reasons towards the purchase from ＂Doi Kham＂. Furthermore, consumer clustering and characteristics of each group are discovered. A survey of 341 current customers from 2 most crowded branches--Don Muang International Airport and Farmer Market in Bangkok--was done using self-administered questionnaire. The data obtained was then analyzed by using factor analysis, chi-square test, ANOVA and cluster analysis. The results show that majority of customers are women aged between 24-50 and having income more than 20,000 baht （around $606） a month. Most of them bought the Royal Project Foundation products from ＂Doi Kham＂ directly instead of the private-owned stores. More than one third of samples shop more than twice a month and spend moderately around 100 to 499 baht. The most popular products are temperate-climate vegetables, followed by agricultural processed food and temperate-climate fruits consecutively. Main reasons that the consumers buy the products are the product quality, standard labeling, helping welfare of farmers and hill tribesmen and brand credibility respectively. For marketing factors, the most important factor influencing the purchase is product quality and safety, followed by convenience of shopping, pricing, store service, store layout/displays and promotion consecutively. Three groups of clusters are obtained--＂traditional buyers＂, ＂service-oriented buyers＂ and ＂price-concerned buyers＂.     

公务用车制度改革应注意的几个问题

公车制度改革有利于节省政府行政成本,减轻财政负担;有助于进一步规范职务消费制度;有助于公务员树立廉洁、节约的行政理念;将会促进我国“车经济”的发展。在改革中,应有效控制政府自利性,推进公共财政制度改革,加强和完善监督机制。     

我国信用消费者保护的立法构建

我国消费信用发展缓慢，存在着严重的信用消费者合法权益受损问题。其根源在于信用消费者的权益缺乏足够的法律保障和有效的法律救济。文章结合我国国情，借鉴美国信用消费者保护立法的成功经验，指出我国应通过专门立法来保护信用消费者的正当权益，并配以其它社会工作同步进行，才能从根本上解决所有信用消费者问题。     

关于我国居民奢侈品消费的思考

过度的奢侈品消费将造成整个社会一部分资源损失。根据我国目前经济社会发展水平，倡导适需消费、合法消费、可持续消费的绿色消费，引导理性消费是非常必要的。     

保证保险二元性思辨及其法律适用

从一种抽象概念演变为我国消费领域中较为普遍的商业动作行为,保证保险的出现及其发展仅仅经历了短暂的近十年时间,然而对于保证保险性质的混乱认识及立法上的空白,直接导致对保证保险关系当事人之行为无法进行统一规范和调整,笔者认为,保险公司以其保险人身份介入消费信贷关系中与保证人身份进行兼容,从而为各方当事人及司法实践提供了对信贷风险可选择的两种救济模式,并以此区别并优越于单一保证模式,并本着私法自治、司法权被动性之精神为保证保险纠纷公正合理地解决对保证、保险双重模救济模式进行了理性选择。     

消费信用法研究的回顾、反思与展望

金融危机背景下,回顾与展望我国消费信用法研究与相关立法具有重要的理论与现实意义。如今消费信用立法已经成为世界性立法现象。消费信用立法应将保障消费者权益作为基本原则,综合调整贷款信用和销售信用关系,加强对消费信用先合同义务与合并条款的规制。所以,深入研究国外立法,借鉴国外经验,结合我国消费信用发展现状和传统消费文化,制定《中华人民共和国消费信用法》是非常必要和迫切的。