略论住房按揭中购房人权益的保护

购房人权益应是住房按揭法律制度的首要内容 ,但我国相关立法对此却缺乏明确规定。本文探讨了住房按揭中购房人权益保护的几个具体问题 ,并对完善我国有关制度建设提出了有益的建议     

建立中国住房储蓄银行的构想

当今世界,居民的住房问题是各国需要很好解决的头等大事。而凡是成功解决住宅问题的国家,基本上都离不开住房金融体系的支持。作为住房金融体系重要组成部分的住房储蓄银行,对于解决居民住房问题发挥了十分重要的作用。本文在考察和借鉴德国住房储蓄银行成功经验的基础上,对建立中国住房储蓄银行的有关问题进行了探讨。     

论我国所有人抵押制度

所有人抵押制度在我国担保法中未有明确表述,虽然有关司法解释有触及,但很不完善。为了论证建立独立的所有人抵押制度的必要性,作者首先介绍了国外一些国家的相关立法趋势,然后从理论和我国实际情况两方面进行了论述。最后作者对所有人抵押制度的具体构建提出了自己的见解。     

城市房屋拆迁的合法性及补偿制度研究

城市房屋拆迁实质上是以国家权力为依托，被拆迁人和政府之间强制缔约的经济行为。由于我国法律规定不完善，城市房屋拆迁的前提即对公共利益的评判标准模糊。实际操作中，房屋拆迁的补偿原则、范围、标准以及补偿程序等一度引起人们的质疑和不满。当务之急是从城市房屋拆迁的现状和法学分析入手，通过对实践中房屋拆迁合法性的质疑，结合在城市房屋拆迁的实践中出现的问题力求对相关法律制度的完善提出立法建议。     

论我国房屋征收的社会稳定风险评估机制的功能定位及其架构——一个风险规制的行政法学视角

我国房屋征收领域已经存在系统的社会风险。作为政治系统对法律系统的环境影响,重塑征收的合法性应注意房屋征收法制中社会稳定风险评估机制的功能定位;凝聚价值共识、扩大公众参与、注重反思理性应当成为房屋征收社会稳定评估机制的架构基础。     

Development of an Index of Subsidized Housing Availability and its Relationship to Housing Insecurity

Housing insecurity is a known threat to child health understanding predictors of housing insecurity can help inform policies to protect the health of young children in low-income households. This study sheds light on the relationship between housing insecurity and availability of housing that is affordable to low-income households.

We developed a county-level index of availability of subsidized housing needed to meet the demand of low-income households. Our results estimate that if subsidized units are made available to an additional 5% of the eligible population, the odds of overcrowding decrease by 26% and the odds of families making multiple moves decrease by 31%. Both of these are known predictors of poor child health outcomes. Thus, these results suggest that state and federal investments in expanding the stock of subsidized housing could reduce housing insecurity and thereby also improve the health and well-being of young children, including their families' food security status.     

Untangling Housing Cost and Transportation Interactions: The Location Affordability Index Model—Version 2 (LAIM2)

Abstract

It is now accepted that to have an understanding of housing affordability one must consider not only housing costs, but also the transportation costs associated with that household location. To make this information readily accessible to the public, the United States government created an Internet resource, the Location Affordability Portal – Version 2 (www.locationaffordability.info), to provide housing and transportation costs for every neighborhood in all 50 states and the District of Columbia. Although the statistical model at the heart of this resource was designed for predictive accuracy, its design and parameter estimates can provide additional insights into the interaction of housing cost and transportation choices (and thus its cost). This study describes the development and explores the policy implications (and limitations) of this structural equations model, the Location Affordability Index Model – Version 2 (LAIM2).     

The Dilemmas of Frontline Staff Working With the Homeless: Housing First,Discretion, and the Task Environment

This article examines staff discretion in permanent supportive housing facilities run by a nonprofit agency claiming to use a Housing First approach. Field observation, archival data, and individual and group interviews with staff and clients were examined to better understand agency processes involved in intake, sanctions, and disposal of clients to evaluate Housing First fidelity. In their day-to-day interactions with clients, frontline workers' discretion is affected by working conditions such as lack of resources and heavy workloads, as well as by demands placed on the agency by members of its task environment. Implications for Housing First programs and homeless clients are discussed.     

Colonia Housing Conditions in Model Subdivisions: A Déjà Vu for Policy Makers

The informal self-help settlements in Texas known as colonias have received considerable attention as a public policy problem at both the state and federal levels. These settlements proliferated throughout the border region since the late 1970s and research has highlighted the extreme poverty, austere levels of infrastructure, exploitative land sale practices, and poor housing conditions that characterized these settlements. However, both scholars and policymakers have overlooked the continued spread of self-help settlements known as “model subdivisions,” which barring the presence of basic water, wastewater, and electricity services, are nearly identical to colonias. We present the results of household surveys conducted with residents in 24 model subdivisions in Hidalgo County, Texas, in June 2014. The results suggest that, unbeknown to legislators, many of the problems that characterized colonias are now being reproduced in hundreds of model subdivisions that have formed since the 1990s, and which now require concerted attention and intervention by policy makers.     

Do Shrinking Cities Allow Redevelopment Without Displacement? An Analysis of Affordability Based on Housing and Transportation Costs for Redeveloping,Declining, and Stable Neighborhoods

Abstract

Plans and policies to combat or mitigate gentrification typically pursue affordable housing production and preservation as the primary mechanism to avoid displacement. However, it is unclear whether affordable housing financing mechanisms function as designed in weak market cities. As such, we question whether the housing-only approach is a complete one and whether increased transportation investments in redeveloping neighborhoods in shrinking cities can be leveraged to improve the lives of the poor. Our results suggest that funding for subsidized housing does not produce units affordable to the poor in declining cities, limiting the efficacy of a housing-only approach. Furthermore, we find that transportation costs make up a larger proportion of household budgets among families living in declining neighborhoods. These results suggest that transportation improvements—particularly those aimed at bicycling and pedestrian accessibility—may be the most efficient approach to mitigating displacement and improving quality of life for low-income households in shrinking cities.