公司低资本化下的诉讼展开

我国公司资本进场规则关于降低资本准入门坎的变迁,不仅引发了次级债权规则的司法成长,也带来了揭穿公司面纱在我国立法上的开启。本文以公司低资本化为观察视角,试图检讨为什么我国最低资本额机制变迁下需要引入次级债权规则,并试图剖析公司低资本化下揭开公司面纱的司法途径。     

民间高利贷的泛刑法分析

近年来,民间高利贷被作为非法经营罪追究刑事责任的判例频频出现。究其原由,源于中国人民银行办公厅与最高人民法院刑事审判第二庭就武汉的涂汉江案所为的两个复函。然而,这两个复函关于民间高利贷属于国务院《非法金融机构和非法金融业务活动取缔办法》所列非法金融行为的解释均属无权解释,因此,有关民间高利贷构成非法经营罪的所有判例,均无法律依据。事实上,在现有法律框架下,民间高利贷因不违反任何法律与行政法规而不具有构成非法经营罪的非法性要件。同时,民间高利贷虽有伴生犯罪之弊,但其更有产生的必然性,也有存在的合理性,因此,对其也不应通过修改刑法而将其入罪。     

从高校国家助学贷款到生源地助学贷款法律探析

大力开展生源地助学贷款,补充高校国家助学贷款之不足,是进一步完善高校家庭经济困难学生资助政策体系的重要内容,从法律上探索和规范国家助学贷款制度,完善相关配套法律是使其良性循环的最有效方法.     

Toward Developing a Structured Approach to the Diagnosis and Resolution of Nonperforming Loans: The Case of China and India1

This article addresses the issue of nonperforming loans (NPLs) from a public policy perspective. The focus is on three aspects of NPLs that we consider essential for a proper analysis: the degree of the NPL problem, the causes of NPLs and the solutions adopted to address an identified NPL issue. This research analyses the diverse definitions and measurements of an NPL. Further, it introduces the distinction between systemic and situational causes of NPLs. Arguing that different causes require different cures, this study emphasizes a mix of short‐term and long‐term remedial measures as judicious in dealing with the NPL problem. This framework is then applied to two case studies: China and India. The conclusion identifies future directions of research, such as the study of a threshold level beyond which NPLs may pose a barrier to a country's growth and productivity.     

Skunks in an English Woodland: Should England Embrace For‐Profit Higher Education?

The British government is encouraging the growth of for‐profit alternative providers of higher education (HE). While it is true that for‐profits have opened HE access to previously under‐served groups and have been more agile in reacting to market demand, they have done so at a considerable cost to students and the taxpayer because they do not share in the cost of the failure of HE to ensure a payoff for many of their students. The US experience with for‐profits should be a cautionary tale for those supporting their expansion in Britain. Policy is needed to craft a regulatory framework that produces the benefits that for‐profits can provide, but minimises the costs that often accompany them. At present, it is far from clear that expanding alternative providers—that is, for‐profits—would ‘work better’ for students.