抢劫银行犯罪研究--实证分析:张君、鹿宪州等22起抢劫银行案

抢劫银行犯罪大致经过犯罪决意、犯罪准备、犯罪实施、犯罪善后四个阶段.犯罪人选择犯罪目标不是盲目的,是理性选择的结果.导致抢劫银行犯罪高成功率的主要因素有犯罪职业化程度的提高,涉暴武器的管理失控,银行自身存在的不良因素等.在防范银行抢劫方面,除了注重技术设施的硬件防范外,严格的管理,平时对职员的严格培训及其安全意识的培养也是降低银行抢劫案件发生及其成功的关键因素之一.     

新《破产法》的制度创新解读及其对商业银行债权的影响

新《破产法》是我国经济体制改革进程中的一部标志性法律，它的出台表明我国的市场经济发展到了一个新阶段。它为债务人、债权人、投资者、职工等主体提供了维护自己权益的法律依据；对商业银行而言，它在维护银行债权的同时也对银行债权带来了一些不利影响。因此，有必要对新《破产法》引进的新制度进行解读，并深入分析这些制度对银行债权的影响，以防范银行贷款风险。     

论发展我国国有商业银行表外业务的对策

我国国有商业银行表外业务发展缓慢的主要原因有：银行业分业管理的体制约束,经营环境的约束,银行体制改革滞后,经营理念陈旧以及专业人才和技术缺乏。为促进我国国有商业银行表外业务健康和快速的发展,应加快完善产权结构,实行适度混业经营,树立现代多元化经营理念,做好整体发展规划,提高整体营销水平,健全风险防范机制,加大人才培养与技术支持力度。     

移动支付下银行消费者法律保护简析

支付宝、微信等移动互联方式带来了支付方式的改变,但是银行消费依然占有重要的地位,特别是一些大额的消费,其对世界经济的影响仍然很大。当前我国经济处于深化改革期,对银行消费者合法权益的维护十分必要。我国银行消费者法律保护出现了诸多问题,如信息安全权被银行掌控、消费者与银行之间的信息不对称、格式合同的运用使其丧失话语权等。因此,应从立法体系、保护机构、司法救济方面着手,对我国银行消费者进行细致、完善、周到、切实的法律保护。     

关于基层央行推进工会财务管理科学化的策略探讨

目前,基层央行工会财务工作存在着财会制度及实施细则滞后、财务会计管理不够严格、经费审查长效机制缺失、财会人员专业素质匮乏等问题。其改善措施应为：以现代财务管理理论为指导,推进工会财务管理科学化;以内控内管体系建设为核心,推进工会财务管理规范化;以工会财务公开透明为重点,推进工会财务管理民主化;以提高财会人员素质为关键,推进工会财务管理信息化。     

信息赋能、信息防险与信息调控——信息视野下的金融法变革路径

信息不对称的分析范式长期以来是金融制度分析的立论基础,而信息运动的三重特征——信息生成的无秩序性、信息分布的非均质性以及信息传递的可迁移性决定了金融法中的信息规则有着更为丰富的体系建构。金融具有天然的信息属性,信息流动亦无形中助推着风险扩散,信息与金融的内嵌和耦合要求金融法制在信息运动逻辑的基础上迈向新的变革路径,即通过信息赋能进行主体的培育,以防控风险为目的优化监管秩序,以及利用信息工具完善金融调控。     

Assessing the Changing Roles of the Brazilian Development Bank

Since it was founded in 1952, the Banco Nacional de Desenvolvimento Econômico e Social (BNDES; Brazilian National Bank for Economic and Social Development) has been at the centre of Brazil's industrialisation and development strategy. It played a key role in the evolution of policies from import substitution to market‐opening and privatisation, to the ‘new developmentalism’. The article evaluates and discusses whether BNDES fulfils the three typical functions expected of national development banks: financial sector development; business climate enhancement; and knowledge services.     

Continuity and Pragmatism: How Chinese State-Owned Banks Adapted to Hong Kong’s Free Market (1949–1978)

One of the puzzling features of China’s post-1978 economic reforms is how quickly its enterprises adapted to the new business environment. An insight into this puzzle is provided by Chinese state-owned banks in Hong Kong. From 1949–78 these banks, led by the Bank of China, represented China’s primary financial interface with the outside world. What distinguished the management of these banks from their peers was their loyalty to communist values. Yet, despite Mao Zedong’s anti-imperialist anti-capitalist ideology, the Bank of China demonstrated extraordinary business pragmatism in its engagement with the international financial system. It also exemplified a high level of management continuity which enabled it to see beyond a volatile and often hostile political environment. The article shows that the post-1978 retreat from ideology and its replacement with commercial incentives proved costly in terms of professional standards. A homogenisation of bank management also made it more difficult to recruit senior management whose loyalty to the Communist Party could be assumed. These findings highlight the importance of rule variation in explaining international differences in management behaviour. More generally the article shows the long-term importance of Hong Kong’s role as an internationalising force for China’s business and financial sectors.     

Central Bank Independence in the World: A New Data Set

This article introduces the most comprehensive dataset on de jure central bank independence (CBI), including yearly data from 182 countries between 1970 and 2012. The dataset identifies statutory reforms affecting CBI, their direction, and the attributes necessary to build the Cukierman, Webb and Neyapty index. Previous datasets focused on developed countries, and included non-representative samples of developing countries. This dataset’s substantially broader coverage has important implications. First, it challenges the conventional wisdom about central bank reforms in the world, revealing CBI increases and restrictions in decades and regions previously considered barely affected by reforms. Second, the inclusion of almost 100 countries usually overlooked in previous studies suggests that the sample selection may have substantially affected results. Simple analyses show that the associations between CBI and inflation, unemployment or growth are very sensitive to sample selection. Finally, the dataset identifies numerous CBI decreases (restrictions), whereas previous datasets mostly look at CBI increases. These data’s coverage not only allows researchers to test competing explanations of the determinants and effects of CBI in a global sample, but it also provides a useful instrument for cross-national studies in diverse fields, such as liberalization, diffusion, political institutions, democratization, or responses to financial crises.     

INDIA’S DEMONETISATION: MODI’S ‘NUDGE’ TO CHANGE ECONOMIC AND SOCIAL BEHAVIOUR

This article offers an account of the impact of Indian PM Narendra Modi’s decision in November 2016 to withdraw suddenly all Rs 500 and Rs 1000 notes from circulation in India with the avowed intent of combatting fraud, tax avoidance and other economic problems. The article assesses the impact from the demonetisation in November to the March 2017 Indian regional elections, where wide-scale victories for Modi’s political party, the BJP, appear to have vindicated his reforms. The article provides an analysis of the political background of the period, as well as looking at the economic and societal impact of the changes, including the way in which the behaviour of Indian citizens has been ‘nudged’ with particular regard to use of banking, transactions, social effects, and payment of tax.