我国民众名誉权感知度的实证研究与完善——以辽宁省海城地区为调研对象

名誉权关涉个人的精神满足和人格尊严而受到法律的保护,有关其法律认同的形成与认知度密切相关,实践中人们主要通过媒体宣传了解名誉权,对于其有一定认识,不趋向于选择诉讼的方式维护自己的名誉权,更注重精神损害的补偿,从道德角度去判断死者名誉权、法人名誉权以及新闻自由与名誉权冲突问题。反映出名誉权的总体认知多来自道德判断,名誉权具体法律规定认识模糊,救济上趋向选择非诉讼方式,不同学历的居民认知程度有所差异的问题。而产生问题的原因主要是关于名誉权的法律知识图式尚未形成、立法缺乏体系性、权利认识上存在偏差及法律宣传方式单一。由此,可通过建立名誉权法律保护体系、培养社会成员正确的权利意识以及建立多元化的法律宣传方式来提高名誉权认知度。     

金融消费者权益保护法律问题研究

从金融消费者基本概述出发,论述了金融消费者保护的现实意义,并借鉴了美国、日本等外国金融消费市场与金融消费者权益保护的经验,对完善我国金融消费者保护制度提出了立法建议。     

Buy Today,Pay Tomorrow: Formal Credit Supply and Domestic Electrical and Electronic Goods Consumption in São Paulo's Urban Periphery

Since the beginning of the twenty-first century, expansion of the formal credit supply in Brazil has promoted the ‘financial inclusion’ of the low-income population, especially through instalment plans offered by large retail chains. This article aims to analyse the impacts of formal credit availability on the consumption of electrical and electronic goods by residents of Jardim Helena, a neighbourhood in São Paulo's periphery. Through the collection and analysis of qualitative and quantitative data, this study reveals how the instalment plan can stimulate consumption among the low-income population, with a significant impact on household budgets, raising the risk of indebtedness.