互联网信贷监管新规的源起与逻辑

互联网信贷监管新规是对治理互联网信贷乱象的经验总结,更是规范和促进互联网信贷行业持续健康发展的制度创新.大数据技术加持下客户渠道与风险定价的融于一体,显著地提升了互联网信贷的风险控制能力,而大数据风险控制模式下对数据、场景、技术进步的依靠又向金融监管当局提出了如何应对信贷环节分工拆解的重大挑战.新规回应了互联网信贷的技...     

论电子商务合同订立的法律调整

由于电子商务合同的签订程序、时间与地点、书面形式等问题 ,与传统的合同制度有诸多不同 ,在法理上和司法实践中 ,如何应对 ,都是当前急需研究解决的法律课题。     

The transfer and commercialisation of nanotechnology: a comparative analysis of university and company researchers

Nanotechnology has been proposed as the next general purpose technology and engine for growth for the 21th century. Increasing public R&D investments are foremost reflected in the growth of scientific publications, while nanotechnology still is in an uncertain phase of development with various directions of commercialization pending. This paper focuses on the challenges, modes and outcomes of nanotechnology as an emerging science-based field in Finland. The paper contributes by interrogating how challenges and modes of nanotechnology transfer differ across universities and companies and determine outcomes broadly defined. It uses survey data covering university and company researchers in the Finnish nanotechnology community. The results show significant differences in the perceptions of researchers across these organisations, and highlight specific challenges and modes as determinants of outcomes. The specificities of nanotechnology are also assessed.

试论行政信息公开在构建和谐社会中的作用

行政信息公开是建设高效、廉洁政府的保证,他对构建和谐社会有着极为重要的作用。制定和完善法律法规需要通过信息公开了解利益相关人的需求和建议;公民自觉守法又是建立在广泛知晓法律、法规信息基础之上;信息公开可以有效遏止腐败;行政信息公开亦是政府的责任,它保证了公民的知情权。     

公安交通管理数据备份中心建设基本框架

对于公安交通管理信息系统建设而言,在关键硬件设备采用可靠性技术的基础上,利用相关的软件技术,提供强有力的管理机制、控制手段和事故监控与安全保密等技术措施,创建公安交通管理信息系统备份中心,保障信息数据安全运行、提高容灾能力已刻不容缓。如何搭建公安交通管理信息备份中心的运行平台是规范性和技术性都不可忽视的重大问题。本文从总体需求与技术环境层面,为创建公安交通管理信息备份中心提供基本思路,以期为贯彻落实公安部“金盾工程”作出些许贡献。     

我国土地征收中公共利益的厘定与处置

公共利益的需要是土地征收制度建立的合法性基础,对其研究具有重要的理论与实践意义。公共利益有不确定性特点,在公共利益的判断标准上,应当实行主观标准与客观标准相结合。我国土地征收实践中公共利益认定中存在的若干问题,我们应借鉴其他国家的土地征收相关立法,总结我国土地征收实践,有针对性地提出采取如下措施:扩大信息公开范围,建立听证、复议和复审程序、公开程序和监督程序。     

数据挖掘技术及其在高校图书馆的应用

本文介绍了数据挖掘技术及应用,分析了高校图书馆的特点,详细阐述了数据挖掘技术在高校图书馆资源建设、读者服务、管理及决策支持等领域的应用。     

交换机中数据库的维护

本文介绍了交换机数据库的基本特性,主要对S1240 EC74版交换机中数据库结构和维护作了详细的论述,介绍了做DUR的方法,举例说明相关表的数据库控制数据的查找过程,分析了交换机数据库的常见故障,并提出处理故障的方法.     

Selective incapacitation and the Philadelphia cohort data

The University of Pennsylvania study of delinquency in a Philadelphia birth cohort has been described byNewsweek as perhaps the most influential piece of criminal justice research in the last decade (March 23, 1981). Many have construed the findings as showing that, if imprisonment were focused on the minority of offenders with especially bad prognoses, the rate of crime could be reduced substantially. But others have taken the opposite view that the cohort data, far from endorsing such a selective incapacitation strategy, might actually provide strong evidence that such an approach is futile. Through some further analyses of the Philadelphia data, we attempt to clarify their policy implications.     

Growth curves of deviant behavior in early adolescence: A multilevel analysis

Multilevel growth curve models provide a means of analyzing individual differences in the growth of deviance, allow a number of theories to be integrated in a single model, and can help to unify research on deviant/delinquent/criminal careers at different stages of the life cycle. Building on the distinction between population heterogeneity and state dependence as alternative explanations of persistent individual differences in deviance (Heckman, 1981; Nagin and Paternoster, 1991), we show that models with two levels can be used to represent and analyze a variety of criminological theories. The first level (level 1) uses repeated measurements on individuals to estimate individual-level growth curves. The second level treats the level 1 growth curve parameters (e.g., slope, intercept) as outcome variables and uses time-invariant factors to explain variation in these parameters across individuals. We illustrate this approach by estimating a model of growth in deviance drawn from Gottfredson and Hirschi's deviant propensity theory. An innovative feature is the assumption that adolescents' expected growth curves of deviance follow a classical Pearl-Verhulst logistic growth model (Pearl, 1930). The results suggest that five risk factors—parental psychiatric problems, lack of parental support, living arrangements with zero or one parent in residence, low family income, and male gender—have strongly positive effects on deviant propensity. For example, adolescents with no supportive parents, and no other risk factors, have expected asymptotic levels of deviance (peak levels attained at about age 18) that are about twice as high as those of adolescents with no risk factors. Yet more than two-thirds of the individual-level variability in growth curves is unexplained by the five risk factors. This unobserved heterogeneity would remain hidden in analyses using conventional structural equations models and the same explanatory variables.