住房权救济的潜力和程度：以实例分析进行

作为社会权的住房权,虽在世界范围内已得到确认,然而其救济情况却不容乐观。在国际层面,对住房权的救济以间接救济为主;在区际层面,对住房权的救济各区域之间差距甚大,以欧洲较为完善;在国家层面,对住房权的救济呈现多样化发展,或通过宪法规定住房权予以直接救济,或通过普通法律规定住房权予以直接救济,或由州法院根据州宪法对住房权进行直接救济,或通过适用或解释生命权对住房权进行间接救济。     

社会治理背景下的公租房治安问题研究

在推进以人为本的新型城镇化和深化户籍制度改革大背景下,加强保障性安居工程建设成为社会治理蓝图中的系统工程.新形势下,公租房的社会治理在管理机构、硬件建设、矛盾化解、巡逻防控方面还存在诸多问题.由此,要创新公租房社会治理的对策:从社会行政管理和公共服务的角度出发,实现全面有效管理;建立大联勤综合管理模式,完善常态协作机制;做大做强社区警务,畅通矛盾纠纷化解机制;协调整合社会各界力量,建立立体防控网络;提升管理的信息化、服务集约化水平.     

房地产市场中政府的责任与作用

在我国,能够大幅度影响房屋价格的主要因素是政府的政策行为。由于地方政府“成本推进”和中央政策“需求拉上”的共同作用,导致了近几年房屋价格大幅度上升。政府有责任将房屋价格降至合理水平,这取决于中央政府的决心和能力。关键的措施是规范地方政府的牟利行为,并通过提高银行的存款利率、抑制通货膨胀以及规范上市公司的分配行为,使居民的储蓄和投资资金不被蚕食。     

当前我国住房保障问题与对策研究

住房问题是现代城市社会问题之一。城市土地和住房供给的巨大需求，形成了住房供应的绝对短缺，极易导致住房价格极大高于中低收入家庭的支付能力，因而，如何有效的解决住房保障问题，无疑具有重要的理论意义和应用价值。本文在探讨当前住房保障问题政策困境的基础上，探讨相关对策，以期更好的解决住房保障的迫切难题。     

Measuring the Effectiveness of New Approaches to Housing Support Policy for Persons with Disabilities

Housing support policy for persons with disabilities who require access to 24‐hour formal or informal support is changing throughout Australia. This is consistent with international trends including: independent living in generic housing; facilitating choices about where and with whom people live; individualised home‐based support; and community integration. Are these trends leading to policies that are effective in the Australian context? This article presents a framework for analysing the effectiveness of new approaches to housing support using a rights perspective. The framework consists of four domains: client outcomes; administrative systems; service viability; and coordination between formal and informal carers. Applying the framework to six case studies found that they all aim to foster independence, while providing effective individualised, holistic housing support.     

中国住宅产业发展走向分析

世纪之交知识经济的迅猛到来 ,对房地产业发展会产生积极的影响。加入 WTO后 ,在信息技术、信息革命的推动下 ,住宅产业在不断创新的发展战略指导下 ,会有一个较长期的持续发展 ;先进的科技成果在住宅开发中的应用 ,将使住宅的功能更加完善 ,多功能、综合性、智能化的住宅将会在本世纪初普及 ;住宅郊区化随着经济的发展必然会实现     

住房按揭贷款逾期风险识别与管理研究——基于借款人学历视角的实证检验

住房按揭贷款市场向来关注借款人学历水平，但有关学历与借款人行为内在关系的研究却相对不足。以住房公积金贷款为例，利用某重点城市2005-2014年住房公积金贷款还款数据，构建Cox比例风险模型，从总体影响、被动逾期、主动逾期、年龄效应等多个维度，对借款人学历与其还款逾期行为之间的联系进行系统性实证检验。研究结果表明，在偿还住房按揭贷款的过程中，高学历借款人的信用水平相对更优，他们的被动逾期和主动逾期行为发生概率均相对更低，并且这一规律在年轻借款人群体中更加明显。因此，商业银行、住房公积金中心等（准）金融机构可以充分利用学历信号在识别借款人信用过程中的上述作用，进一步加强住房按揭贷款风险防控，更好地实现金融服务供需有效匹配，提高授信方资金安全性和受信方金融可得性。     

美日住房权保障经验及对我国的启示

住房权是联合国规定的重要的公民权利,是基本人权。我国1997年签署并于2001年加入《经济、社会和文化权利国际公约》,承诺为实现公民的住房权而努力。而迄今为止,并没有制定一部有关住房权保障方面的法律,近年来由于房价的攀升和全国人大将《住房保障法》列为立法规划之一,引起学界对住房权、住房权保障问题的热议。美日两国的经验教训表明,公民住房权的实现,仅仅依据公民的自我努力是不够的,要使我国公民的住房权真正实现,就要借鉴发达国家的经验和教训,在承担国际义务的前提下根据我国的国情,将政府保障公民住房权的义务上升为法律义务,通过法律保障措施来明确国家责任、政府责任,只有将两者紧密结合,才能促进公民实现住房权。     

Resident-Owned,Informal Mobile Home Communities in Rural California: The Case of Rancho Don Antonio,Coachella Valley

California's farmworkers are among the lowest-paid wage earners in the state. They often live in crowded or substandard housing. The Polanco Bill—state legislation enacted in the early 1990s—aimed to increase the supply of housing for farmworkers by encouraging the development of employee housing on land zoned for agriculture. This article discusses the implementation and effects of the Polanco Bill in the agricultural area of the eastern Coachella Valley. It finds, somewhat unexpectedly, that groups of farmworkers, often family members, have used the bill to collaborate and develop small, resident-owned, informal mobile home communities, called polancos, and focuses on one such case. Although the article's key contribution is to identify the informal approach and its key attributes, it also discusses whether a new housing model based on the collectively owned polancos is possible.     

Why Is Homeownership Associated With Nonfinancial Benefits? A Path Analysis of Competing Mechanisms

Four mechanisms may underlie a homeownership effect: residential stability, perceived control, social identity, and financial interest. Path analysis of survey data collected from lower-income households suggests that the length of time lived in the dwelling and the participant's sense of control mediate the association of homeownership with civic engagement and health outcomes. The magnitude of this homeownership effect depends upon higher levels of home equity and increases after controlling for single-family detached housing. While much of the homeownership effect remains unexplained, the findings suggest that the nonfinancial benefits of owning a home are influenced by home equity and dwelling type yet are driven by residential stability and perceived control. These mechanisms could be leveraged to benefit renters.