商业银行应对利率市场化探析

由于受利率市场化影响,我国商业银行信贷经营面临资产重新定价的问题,要加强资金头寸管理和利率缺口管理,进一步规范金融同业竞争秩序。商业银行应对利率市场化的对策主要是建立高效的现代利率管理机制,建立科学合理的本外币存贷款定价机制,加大中间业务和金融产品创新力度,建立完善的利率风险内控机制,积极推行资产证券化业务。     

资本运营的商事法律保障：中国法学会商法学研究会2003年年会综述

资本运营过程中涉及到很多的法律问题,其中所涉及到商法方面的问题更为突出。中国法学会商法研究会2003年年会以“资本运营的商法问题”为主题,围绕公司资本、国有资本运营、资本运营与信托和证券投资基金等制度展开了研究,学者们提出了应增强商事法律保障力度等新建议。     

跨国银行业并购对我国银行业发展的影响

自2000年以来,第五次并购浪潮的并购热点行业发生了转移,金融行业逐步成为全球并购市场的热点行业。国际间银行大规模并购的原因是多方面的。随着我国政策的改变,参股、控股中资银行已成为外资银行占领中国市场的重要手段。而以外资并购带动国内金融业改革发展,是亚洲金融危机后周边国家经济复苏的痛苦历程得来的宝贵经验。国际银行间的并购(包括对我国银行的并购)对我国商业银行的影响是十分大的,我国银行业需要采取措施以迎接这种挑战。     

国有商业银行公司化治理的焦点问题与对策

国有商业银行的公司化治理是国有银行商业化的关键,也是国有银行与国际接轨的必备条件.国有商业银行公司化治理的焦点问题主要是委托人缺位、代理人缺位、委托代理链条过长、信息披露机制不健全,其对策主要是"三会"分设、"三权"分开、有效制约、协调发展、改革"官本位"激励机制,实行组织扁平化和业务垂直化管理.     

中国海峡西岸经济区加大开发力度问题探讨

该文通过论证海峡西岸经济区加大开发力度的综合优势,对海峡西岸经济区加大开发力度的区域价值进行定位,分析了海峡西岸经济区加大开发力度的障碍因素,提出了海峡西岸经济区加大开发力度的推进对策。     

The reformists: Kalahi and the performances of local government officials in Bohol,Philippines

To make sense of the gap between the theory and practice of community-driven development (CDD), development scholars and practitioners have proposed that the success of interventions is relative to the reform-mindedness of local government officials. This article sheds some light on the good governance performances of local government officials as part of the CDD programme Kalahi in the province of Bohol, Philippines. It highlights that locally, mayors who styled themselves as reformists enjoyed heightened power and electoral victories. In parallel, the province experienced a pattern of ‘growth with immiserisation’ and persistent political clientelism wrapped in a discourse of pro-poor development.     

China's economic slowdown: implications for Beijing's institutional power and global governance role

China's spectacular economic growth over the past decades has given rise to a more confident and proactive China in global governance. China is now an institution-builder, with new Chinese-led institutions such as the Asian Infrastructure Investment Bank designed to cement Beijing's central role in global economic governance. What, then, are the potential implications of a slowing economy for China's institutional power and global governance role? This article locates China's economic growth and slowdown in broader discussions about China's global position and questions about responsibility, order and governance. It argues that China's economic slowdown will not result in a drastic impact on Beijing's institutional power as there are key material, historical and ideational drivers at play here. Unless China is confronted with the prospect of an economic collapse, it will continue to pursue an active institutional role, speak the rhetoric of South–South solidarity with emerging economies and seek a leadership role in reforming global economic governance, even with a slowing economy, because this is intrinsically tied to its identity and how China now positions itself in an evolving global order.     

World Bank Technical Assistance: The Relational Dynamics of Policy Movement

The World Bank has been widely critiqued as a global governance actor capable of coercing and persuading its developing member countries to accept its policy recommendations. This article contributes to academic discussion by drawing upon the policy transfer and policy mobilities literatures to analyse the World Bank's two main pillars of technical assistance (TA): TA components (advisory services contained within lending operations) and stand‐alone TA projects (loans and credits that solely finance TA). Beginning from the constructivist position that ‘development’ is a social construct, the article argues that relational dynamics between TA provider and recipient affect the perception of the legitimacy of policy norms transferred from the ‘international’ to the ‘domestic’. The value added of the article is thus that policy legitimacy is not simply conferred by whether advice is technically sound but moreover through the social and political interactions—the relationship—between TA provider and recipient. Copyright © 2017 John Wiley & Sons, Ltd.     

美元霸权与欧洲金融安全

美元霸权对于美国国家利益和国际地位至关重要,使美国能够享有"嚣张的特权"。欧元诞生后成为美元"唯一的竞争者",也成为美国警惕和遏制的对象。2008年金融危机后,美国为继续维系货币霸权,利用国际货币体系这一机制向欧元区转嫁风险,具体做法包括金融机构在市场做空欧元、评级机构打压欧洲债务国、舆论唱衰欧元前景、政府拒绝国际金融监管改革要求等。受此影响,欧洲金融安全受到严重冲击,银行业坏账大幅上升,欧元国际地位下滑,经济陷入"双底衰退",欧元区甚至一度面临解体风险。为保障金融安全,欧洲采取了多项措施:通过建立欧洲稳定机制、银行联盟等手段加快弥补单一货币区的机制缺陷;执行严格的紧缩政策,提升经济竞争力;欧洲央行政策弹性增加,更多承担"最后贷款人角色";严格规范评级市场,尤其警告美国评级霸权。通过对欧洲政策的分析可以看出,由于难以形成与美国抗衡的"国家意志"、整体战略资源有限、在安全问题上难以摆脱对美依赖等因素,欧元区维系金融安全的主要思路是"自我修复",针对美国的应对措施和能力有限。这意味着,美元霸权将继续是影响欧洲金融安全的外部因素。     

试论情势变更原则在商品房预售中的具体适用

契约严守原则是合同领域的基础性原则,但由于商品房预售合同的标的是现实不存在或尚不完全存在的,从预售合同成立到合同全部履行有一个较长的周期,国家法律政策的重大调整、国际市场需求的变化、价格的起伏等可能导致商品房市场价格的异常变动或合同不能按约履行,而需要适用情势变更原则.但实践中情势变更与商业风险往往难以区分,需要分析情势变更的适用条件,对情势变更做出界定.