中国《民法典》颁行后的民商关系思考

《民法典》以"民商合一"为编纂体例,但已颁布的《民法典》并未充分确认商事关系的特殊性,难以满足社会的商法制度需求.历史上,古罗马、德国、法国、美国的立法经验表明民商合一的理想与商业发展的现实需求之间存在难以逾越的鸿沟.现实中,在主体制度上,《民法典》未能实现民商主体制度区分的现实需求,造成概念的不清晰和法律适用的混乱....     

Exchange Rate Regime,Central Bank Independence,and Political Business Cycles in Brazil

This article examines policy consequences of electoral cycles and exchange rate regime choices in Brazil. The literature on opportunistic political business cycles maintains that governments adopt expansionary economic policies before elections to mobilize voters’ support. However, research findings in Latin America based on the theory has been inconclusive. I argue that the lack of conclusive evidence in Latin America stems from measurement errors common in the use of cross-national aggregate data. Using Brazil’s monthly data from 1985 to 2006, this article shows that there are electorally induced fiscal cycles under fixed and crawling peg exchange rate regimes and electorally induced monetary cycles under floating exchange rates only when the nation’s central bank is not independent. Indeed, accounting for Brazil’s unique economic contingencies and longitudinal variations in the de facto central bank independence, its public policy behavior remarkably resembles that of the more affluent, economically stable OECD countries.

对商业贿赂犯罪案件中涉及公司、企业人员贿赂的思考

近年来,贿赂犯罪案件呈现发案逐年上升、危害相应加深的发展态势。贿赂行为主要分为两种情况,主动行贿与主动索贿。商业贿赂犯罪案件的侦查具有不同于其他案件侦查的特殊性。对于商业贿赂犯罪案件,主动发现案件的难度较大,调取犯罪证据的难度大,侦查活动中的干扰多、阻力大。经侦部门要充分研究案件线索,针对个案的薄弱环节找准突破口;同时,侦查中要注意运用谋略,采取恰当的对策。     

新版港币的防伪特征——以渣打银行（香港）有限公司发行的港币为例

渣打银行(香港)有限公司于2003年12月15日开始发行100元和500元新版港币,2004年10月11日发行20元、50元和1000元新版港币。2003年版港币防伪特征主要表现在纸张、油墨、印版和印刷技术等4个方面。     

银保合作：中国保险业发展的必然选择

随着保险业与银行合作在世界范围内的兴起,国内保险业也在与银行的合作方面加快了脚步。我国银保合作良好的基础和优势促进了银保合作实践的迅猛发展,同时也暴露出金融监管体制不完善对国内银保合作的制约。     

略论商法的独立性

无论是在民商合一还是在民商分立的大陆法系国家,商法具有实质上的独立性是个不争的事实.由于我国商法的"发育"较晚,因此商法是否具有独立性-直颇具争议.其实,我国商法的实质独立不但有着深厚理论基础的印证,更有着坚实实践基础的支撑.此外,强调商法的独立性还具有特殊的价值和意义.     

Q&A in legislative oversight: A framework for analysis

Parliamentary questions are an essential tool of legislative oversight. However, the extent to which they are effective in controlling the executive remains underspecified both theoretically and methodologically. This article advances a systematic framework for evaluating the effectiveness of parliamentary questions drawing on principal–agent theory, the public administration literature on accountability and communication research. The framework is called the ‘Q&A approach to legislative oversight’ based on the premise that the study of parliamentary questions (Q) needs to be linked to their respective answers (A) and examined together (Q&A) at the micro-level as an exchange of claims between legislative and executive actors. Methodologically, the Q&A approach to legislative oversight offers a step-by-step guide for qualitative content analysis of Q&A that can be applied to different legislative oversight contexts at different levels of governance. It is argued that the effectiveness of Q&A depends on the strength of the questions asked and the responsiveness of answers provided, which are correspondingly operationalised. To illustrate the merits of the approach, the article includes a systematic case study on the relationship between the European Parliament and the European Central Bank in banking supervision (2013–2018), showing the connection between specific institutional settings and the effectiveness of parliamentary questions.     

The Czech transition banking sector instability: the role of operational cost management

In this article we show—using the estimated cost efficiency of banks—that besides the risk (proxied by the share of non-performing loans), the quality of operational cost management was an equally important determinant of bank failure risk during the decade of banking sector transformation in the Czech Republic.

论商法课程资源的开发和利用

商法课程资源是课程资源的有机组成部分,其开发和利用应该遵循互动性原则、开放性原则、针对性原则和特色化原则;其开发和利用的重点在教师的主体地位上,资源的载体形成是多元化的。开发商法课程资源应该充分结合当地社区、学校的特色和优势来进行,从社会需求的角度开发课程资源,注重培养学生将来更好地适应社会的能力。     

我国商业银行资产业务绩效影响的实证研究

通过对我国上市商业银行资产业务创新与经营绩效的实证研究,发现个人信贷创新业务与商业银行的经营绩效是正相关的,而公司信贷业务以及证券投资业务与商业银行的经营绩效是负相关的。根据研究结果,提出目前我国商业银行应大力发展具有特色的个人信贷产品,注重客户需求、拓宽产品的销售渠道、做好产品的售后服务,走个性化发展道路;同时,要注意风险的防控。