构筑城市商业银行全面风险管理体系的若干思考

风险管理对于商业银行的生存与发展具有举足轻重的作用,它直接关系到信贷资金的运行质量和对银行客户信用风险的管控,决定着银行的经营效益。本文力求通过城市商业银行风险管理体系的简要阐述,对新形势下城市商业银行构筑全面风险管理体系的必要性和操作性进行研究和探讨。     

商业银行内部会计控制的规范研究

商业银行内部会计控制，应当按照有效性、审慎性、全面性、及时性及独立性原则构建。我国商业银行内部控制制度的基本框架。可从组织控制、人员控制、业务控制、会计制度、授权审批制度、合规合法性控制、计算机系统风险控制等方面进行。参照巴塞尔精神与我国的《指导原则》，借鉴美、日、德等发达市场经济国家成功的商业银行内部控制实践，促进商业银行科学有效的内部控制制度的建立健全，最终实现银行体系安全与效率的目标，应是我国商业银行制度改革的必由之路。     

商品房预售合同纠纷浅析

预售商品房实际交付的标志,是取得所有权证。格式合同中的不合理条款的效力确定,不能完全适用显失公平原则认定无效,可根据具体情况,认定部分不公平条款无效,而合同其它部分继续履行。逾期不交房不能即可解除合同,只有预售方根本违约的,预购方才能解除合同。     

Public–Private Partnerships in International Agricultural Research: An Analysis of Constraints

Public–private partnerships are a potentially important means of conducting pro-poor agricultural research in many developing countries. Yet within the international agricultural research sector, there are few examples of successful collaboration that have contributed to food security, poverty reduction or agricultural development. This study hypothesizes that partnerships between public research agencies and private, multinational firms are constrained by fundamentally different incentive structures; prohibitive costs, both direct and indirect; mutually negative perceptions between the sectors; and high levels of competition and risk associated with valuable assets and resources. Based on a survey of key stakeholders and a review of the literature, findings suggest that the primary impediments to partnership are perceptions, competition and risk, while issues of costs and conflicting incentives are secondary. These findings suggest that investment in innovative organizational mechanisms and supportive public policies could facilitate more, and more successful, public–private partnerships in pro-poor agricultural research.     

我国商事立法的经济分析

我国商事立法依据的理论基础较为薄弱 ,未从市场经济运作的原理本身指导商事立法 ,忽视商事立法活动的经济属性 ,不注重对其进行成本收益分析 ,不注重商事法律的供求均衡 ,供求相对过剩 (超前 )和不足 (滞后 )同时存在。对商事立法进行经济分析的重点是用交易费用理论来预测立法的效果 ,以成本收益的比较方法作为对立法的科学性进行分析的基本方法     

YES PM: Years of Experience in Strategies for Peace Making

From the signing of the Oslo Peace Accords in September 2000 to the eruption of Al Aqsa intifada in September 2000, the international community allocated an estimated $20–25 million for people-to-people (P2P) projects. Since September 2000, almost all P2P projects came to a halt. Many people have asked why this had to happen? Why did the P2P projects cease to work when they were needed the most? Why did the P2P projects fail to produce the desired goals? How could P2P projects have greater impact? Why are some activities continuing, while others have ceased? This article will attempt to deal with these questions. It is based on a research project that involved Israeli and Palestinian non-governmental organizations (NGOs) and Civil Society institutions; Israeli, Palestinian, and international academics; and other expert conflict resolution and conflict prevention practitioners. A joint team of Israeli and Palestinian researchers was appointed to conduct a comprehensive assessment of the P2P process; two workshops were held to conduct subjective analyses of the P2P process from its start until today. An interactive web site was also produced, and some 40 interviews were conducted with initiators and implementers of P2P projects. We present here the findings of this study.     

公司作为普通合伙人投资合伙企业引发的法律思考

相较于1997年《合伙企业法》,修订后的《合伙企业法》在制度上有许多调整,公司可以参与合伙并可以成为普通合伙人即是其中较为重要的创新之一。但是,公司作为法人成为普通合伙人参与合伙企业经营和管理,毕竟与自然人以普通合伙人的身份参与到合伙企业之中有着很大的区别,可能对公司、公司股东特别是小股东、公司债权人等造成不利影响。在实践中,公司作为普通合伙人所带来的诸多问题并没有引起实务界和理论界的关注。而这些问题的解决,有助于公司在利用合伙企业的投资优势的同时,能够建立适中的风险防范机能。     

新形势下对加强中俄经贸合作的几点思考

进入21世纪后,世界政治经济形势的重大变化为加强中俄经贸合作提供了新的契机。加强中俄经贸合作,妥善解决中俄经贸面临的问题,对巩固中俄战略协作伙伴关系、推动双方经济的发展意义重大。     

完善我国合伙法律体系的思考

我国的合伙法律制度还很不完善,其最大的弊端在于缺乏体系性。应借鉴世界各国关于合伙的先进立法先例,建构具有我国特色的合伙法律体系。     

西方工会振兴的战略选择

工会振兴是西方国家工会为应对工会目前所处的困境而提出的新战略,目的是重振日渐衰落的工会。振兴的战略选择主要包括工会内部重组、加强工会培训、与雇主和政府结成社会伙伴关系、改革工会组织模式、与社会其它团体结成联盟等。