从不能发生所引发的思考--试论金融安防中的几个观点

上海建设金融中心的步伐随着经济的快速增长而日益加快,在市中心区域不能发生结伙抢劫银行和金银珠宝店具有极端重要性.金融防范应坚持整体性、系统性和综合性相统一的原则,而树立高度的防范意识是金融防范工作的核心.另外,建设强大的防范威慑也是金融安全的重要保证.     

关于妇女现状与问题的思考

妇女问题是社会问题.因为历史和现实的诸多原因,我国目前还存在着大量妇女问题,解决这些问题是一项长期的社会系统工程,需要全社会的广泛参与和通力协作.     

论中国—东盟自由贸易区人民币区域化发展的国际金融生态环境

本文以全球金融危机为背景,通过对传统国际金融生态环境的主要矛盾分析,总结全球金融危机后国际金融生态环境的新特点,初步探索推动人民币国际化的战略模式选择,并在充分尊重区域经济、政治不平衡发展的客观规律基础上,提出推进中国—东盟人民币区域化发展的战略意义和地缘要求。     

新一轮改革后的日本经济评析

日本经济在经历了20世纪90年代的衰退后,为实现经济复苏,开始了一轮新的改革.通过一系列改革措施,日本经济在2002年走出低谷,实现了复苏,改革成果显现.可以说,日本经济的复苏是在世界经济发展的背景下实现的,日本经济对世界经济尤其是美国经济具有很大的依赖性.随着全球经济形势的严峻,日本经济也难以独善其身,势必会随世界经济的起落而起落.但由于政府对经济的调控手段的不断成熟和完善,经济转型的延续,日本经济不会出现像20世纪90年代那样大的滑坡,应从发展的眼光把握日本经济今后走势.     

日本银行体系的脆弱性与其金融安全网的演变

金融安全网作为保持金融体系、尤其是银行体系安全稳健运行而建立的危机防范和管理的一系列制度安排,一直受到各国金融监管当局和相关学者的关注。日本从二战后至80年代金融业处于长期稳定状态,使许多人推崇日本当时的金融安全网。然而,正是这个安全网阻碍了市场约束发挥作用,掩盖了日本银行体系长期积累下的脆弱性。进入90年代,随着金融环境的变化,日本传统的金融安全网明显失效,其金融业进入长达十余年的不稳定时期。安全网也随之发生变革。     

论高职《财务会计》教学中的会计职业道德养成

《财务会计》课程是高职院校会计专业的一门必修核心课程,在高职会计专业教学中的具有突出地位和重要作用。根据《财务会计》课程的性质及特点,在教学课程中应融入对学生职业道德素质的培养。结合新会计准则的实施,提出实现会计职业道德养成的手段和方法,在向学生传授专业知识和技能的同时又培养学生良好的品德和高尚的情操。     

Party debate over Europe in national election campaigns: Electoral disunity and party cohesion

Few political parties are willing to lead the public debate on how the European Union should develop and parties rarely publicly discuss issues on the EU agenda. This is probably one of the most important democratic problems in the contemporary EU. When and why parties are willing (or not willing) to discuss European cooperation is therefore an essential issue in which political science should engage. Previous research has shown that parties that are internally divided on EU issues downplay these issues in order to avoid internal disputes. At the same time, parties that have severe intraparty conflicts over the issue are unable to contain the debate. Thus, parties that are unified in their position on EU issues and parties that are heavily split speak about the EU, but others do not. Also, earlier research has shown that political parties downplay issues in response to internal divisions among their supporters. It is argued in this article that the focus should not be solely on intraparty conflict or whether or not a party's voters are hesitant or disunited, but rather on how these factors interact in order to better understand how parties act strategically regarding EU issues. Using a new dataset that relies on quantitative content analysis of quality newspapers during the national election campaigns in the period 1983–2010 in France, Germany, the United Kingdom and Sweden, it is found that parties that have a high degree of internal dissent on European issues, while at the same time having an equally divided electorate, are the parties that are most present in the public debate. Hence, it is the interaction between these two important factors that explains much of the variation in the amount of attention paid to European issues in national election campaigns.     

解决"三农"问题的两种互补模型:外生性发展与内生性发展

目前我国存在的一系列矛盾和问题,在相当程度上都是来自城乡二元结构转变的滞后。城乡二元结构包括城乡二元经济结构和城乡二元社会结构。针对发展中国家应如何改变由城乡二元经济结构所造成的农村经济落后状况,西方经济学家创建了外生性发展与内生性发展两种模型。这两种模型表面上是相互对立的,实际上是相互补充的。这已被中国农村改革与发展的实践所检验。     

财政公共化改革的三个基本任务--支出结构调整、公开透明与责任落实

公共财政是公共管理和社会管理的经济基础,同时公共财政的运行制度和游戏规则是作为政治行政体制一部分的上层建筑。建立公共财政框架,需要对经济体制、政治行政体制进行全方位的改革。关键任务有:一是调整财政支出结构,确保社会公共需要的满足;二是提高公开透明程度,使公众确实能够了解、监督财政运行状况;三是落实财政责任,给权力以充分对应的制约。后两个任务的核心是民主和法治,旨在建立财政公共化的制度基础,关键是要重建政府预算制度。从历年的国家审计报告看,解决这个问题非常紧迫、相当艰巨、极端重要。     

Information Asymmetry and the Financial Consumer Protection Policy

As complex structure of financial products severely limits consumers' understanding and causes an information asymmetry, the need to protect financial consumers has been a target of heated debates. This study designs a game theory-based model and presents that the reason behind an inadequate advisory service by financial institutions is a combination of consumers' poor financial literacy and sellers' abuse of such weakness to pursue their own profits. Our model shows that when there is information asymmetry on both product characteristics and investment preference of financial consumers, having competing companies that offer substitute products is not enough to ensure a proper advisory service. Two measures may be considered to address this issue. The first measure would be voluntary market efforts to strengthen financial consumer's literacy and self-regulatory mechanism. The second measure would be to step up administrative regulations on financial product sellers in both ex-ante and ex-post mechanisms.