The politics of mortgage credit expansion in the small coordinated market economies

Abstract

Recent contributions to the comparative political economy literature claim that liberal market economies are vulnerable to asset booms and busts because of financial deregulation, shrinking welfare states and a political ideology emphasising financial self-sufficiency. This article examines the rapid expansion of mortgage lending in three coordinated market economies (CMEs): Denmark, Sweden and the Netherlands. This expansion is puzzling given that all three countries are CMEs with generous welfare states. Yet the pattern of mortgage lending resembles the Anglo-Saxon or liberal market economies (LMEs) more than other CMEs. The article argues that mortgage bubbles in the small CMEs emerged as the unintended outcome of pairing neoliberal programmes to expand home ownership with collectivist housing institutions. This resulted in supply restrictions and rising property values which saddled households with extraordinarily high mortgage debts. In short, mortgage credit bubbles are not unique to Anglo-liberal welfare states and may have different origins.     

犯罪过失构成要素比较研究

科学地抽象和概括犯罪过失共同的构成要素并进行比较研究,对于正确认定犯罪过失和过失犯罪,具有积极的意义。中外学者都比较重视对过失构成要素的研究,但侧重点各不相同:国外学者特别是大陆法系的学者注重对构成要素内容的研究,国内学者则侧重于对其结构的剖析。违法性认识不是犯罪过失的构成要素。     

Parents' Reactions to Child Day Care Organizations: The Influence of Perceptions of Procedures and the Role of Organizations' Trustworthiness

On the basis of the uncertainty management model, we argue here that when people are uncertain about an organization's trustworthiness, they may resolve the question how they should react toward the organization by relying on their perceptions of the organization's procedures. As a consequence, we predicted that the reactions of parents whose child was in a day care center would be strongly influenced by their perceptions of the procedures used by the organization that was responsible for their children's day care when the parents would be uncertain about the organization's trustworthiness. However, when parents would be certain that the organization could be trusted they would be less in need of procedural information, yielding less strong effects of perceived procedure on parents' reactions. The findings of a survey study corroborate this line of reasoning. In the discussion it is argued that these findings suggest that people especially rely on their perceptions of procedures when they are uncertain about important aspects of their lives, such as the trustworthiness of organizations that are responsible for their children's day care.     

监狱人民警察的心理障碍及其调适

监狱人民警察的心理障碍是由心理征候集合而表现出的心理病变状态.监狱人民警察产生心理障碍的因素包括:工作劳累导致"心累";任务繁重,工作压力大;社会不理解,遭人非议;人际关系紧张、冲突;家庭成员的不理解、埋怨等.监狱人民警察的心理调适,是运用心理学的理论和方法,进行科学地有效调整,使监狱人民警察保持积极向上的健康的心理状态的过程.对监狱人民警察中出现的心理失衡现象,其克服的方法和途径主要有自我心理调适;家庭的心理调适;监狱领导机关对监狱人民警察的心理保健措施.     

关于农民宪法权利的几点思考

农业、农村、农民是我们当今社会面临的问题。中国要建设和谐社会,就必须解决农业、农村、农民的问题。而要解决这些问题,从根本上来说,必须赋予农民以真正的宪法关怀,保证农民基本权利的实现。迁徙自由、接受教育、平等选举、结社自由就是这样的基本权利。     

The Experience of Women Regarding Chilean Government Measures during the COVID-19 Pandemic

This study explores the experience of ten possible beneficiaries of the measures provided by the Chilean government during the first year of the COVID-19 pandemic through remote semi-structured interviews. The results show a scenario of improvisation. Instead of relying on solid gender equity policies, a patchwork of focused measures was implemented, which increased uncertainty and vulnerability. As a result, women experienced sorrow and despair while facing economic constraints and care tasks mostly on their own. This article shows that care remains invisible in politics while overwhelmingly evident at home. Social care policies are urgently needed.     

家庭决策、孝道与农民工家庭养老--基于夫妻视角的分析

利用2014年“农村流动人口发展状况”调查数据，基于夫妻视角对现代家庭决策与传统孝道观念行为对农民工家庭养老的影响进行分析的结果表明，农民工夫妻在父母经济支持和日常照料方面不存在显著差异，但在情感支持方面差异显著。影响因素分析结果表明：在经济支持和情感支持方面，对丈夫而言，平等的家庭决策和孝道观念是重要因素；对妻子而言，影响因素主要体现在孝道行为。在日常照料方面，影响因素仅仅体现在家庭决策方面，丈夫表现在现金支配决策方面，妻子表现在子女教育和自己外出打工决策方面。     

农村留守儿童健康成长的环境优化研究

农村留守儿童成长宏观环境可以归纳为以下四类:即国家和政府层面的有关留守儿童的法律政策环境;人口迁移流动背景下留守儿童减量化措施所构成的制度和发展规划性环境;新农村建设和"三农"问题解决背景下农村儿童工作特别是社区工作所构成的农村社区儿童工作环境;留守儿童问题及工作相关媒体宣传倡导所构成的传媒环境。针对上述4类环境及其优化进行分析并提出对策建议具有重要意义。     

Rental Housing Assistance and Health: Evidence From the Survey of Income and Program Participation

Interest in the health impacts of renter housing assistance has grown in the wake of heated national discussions on health care and social welfare spending. Assistance may improve renters’ health by offering (a) low, fixed housing costs; (b) protection against eviction; and (c) access to better homes and neighborhoods. Using data from the Survey of Income and Program Participation and econometric analysis, I estimate the effect of receiving assistance from the public housing or Section 8 voucher programs on low-income renters’ reported health status and spending. Assisted renters spent less on health care over the year than unassisted low-income renters did, after controlling for other characteristics. This finding suggests that assisted housing leads to health benefits that may reduce low-income renters’ need to purchase health services. Voucher holders’ lower expenditures are influenced by their low, fixed housing costs, but public housing residents’ lower expenditures are not explained by existing theory.     

Living and working as a domestic worker in the Middle East: the experience of migrant returnees in Girana town,North Wollo,Ethiopia

ABSTRACT

This article explores the migration experiences of Ethiopian migrant returnees from domestic work in the Gulf countries and Lebanon. The returnees reside in the town of Girana located in Habru sub-district, North Wollo zone of Amhara region. There is much female work migration to the Arab Middle East from the town, particularly to Saudi Arabia through Muslim pilgrimage. Employing a qualitative method, the study examines how the returnee women perceived and experienced labour migration and analyzes the impacts of labour migration on childcare, family survival back home, and debt payment. The returnees made voluntary regular and irregular labour migration to the region and engaged in domestic work, which is not preferred by the host society. However, domestic work is unregulated by the labour policy of the destination countries. This made the returnees’ employment situation rather exploitative, exacerbating their vulnerability to abuses, ethnic denigration, and undermining of cultural identity.