俄罗斯外债问题研究

自20世纪90年代以来,俄罗斯走上了从计划经济向市场经济转轨的道路,并迅速积累了巨额外债。近年来,俄罗斯外债余额递减,但规模仍然庞大,外债结构亦日趋合理。俄罗斯外债危机后的外债重组任务艰巨,解决外债问题,可以考虑以货抵债、以股抵债和外债资本化。综观俄罗斯国内外形势,从总体上看,俄罗斯外债形势仍不容乐观。2003年是俄罗斯的偿债高峰年,其1 301亿美元巨额外债的偿还进程举世瞩目,对世界各国的外债实践都有着重要的借鉴意义     

高校贫困生成因与援助方式选择

在高等教育大众化的进程中 ,关注弱势群体接受高等教育的权利和机会 ,事关高等教育的公平与社会的稳定。分析我国高等学校贫困生问题形成的主要原因 ,并制定相应的援助方式具有重要现实意义。     

转型经济中民营银行的建立与中小企业融资对策

针对中小企业融资不足问题,我国已经出台了许多相关的措施,但效果不佳。民营银行具有信息、现代公司治理机制等优势,建议设立专门为中小企业融资的民营银行,从银行贷款这个直接的角度克服融资难的问题。     

Is China Headed for a Debt Crisis?

正AS local government debts pile up,there are concerns about the effects on the Chinese and world economy.To evaluate the risk posed by such debts,the State Council in 2011 and 2013 instructed the National Audit Off ice to comprehensively examine the debt status of regional government bodies.The two audits–one     

个人信贷业务发展及风险防范问题研究

个人消费贷款业务的风险,主要来自借款人的还款能力不足和借款人的还款意愿不足两大方面,严格的风险防范措施,应包括银行内部风险控制机制的建设和外部法律社会体制的配合以及风险转移体系的建设。     

贷款诈骗罪主体及非法占有目的的认定

贷款诈骗罪主体认定方面有三个疑难问题:一是银行或其他金融机构工作人员能否构成贷款诈骗罪;二是单位贷款诈骗的情况下负有责任的人员能否构成贷款诈骗罪;三是以单位名义实施,实为自然人贷款诈骗情形的认定。有五种情形即为实施犯罪而设立单位或单位设立后以实施犯罪为主要活动,盗用、冒用单位名义实施贷款诈骗,私人合伙企业、私营独资公司实施贷款诈骗,承包、租赁经营者以单位名义实施贷款诈骗。     

国外高校助学帮困工作及对我国的启示

高校家庭经济困难学生的助学帮困工作,是关系到教育公平和社会稳定的一个重大问题。目前我国已经基本建立起奖、贷、助、补、减有机结合的多元一体的家庭经济困难学生资助体系。然而,高校具体的资助工作中仍然存在着一系列的难题。借鉴国外高校学生资助政策中的相关经验,对于解决当前我国高校助学帮困工作中存在的具体问题,改进我国高校的经济困难学生资助政策有所助益。     

Where Are the Big Five Headed?

正China’s banking behemoths face unprecedented challenges In China, there is a widely held stereotype concerning major state-owned commercial banks: They never have to sweat or bleed to make money. Instead, they just lie on their back and whistle as torrents of cash flow to them endlessly.The good old days, however, may be gone. Although the five biggest state-owned banks posted profits as hefty as usual in 2013, they are now cornered by more     

美国次贷危机对我国的启示

美国次级债券引发的风波已经波及全球,世界上主要的金融领域公司业绩产生了巨大损失,美国房地产市场也已开始走向衰落。深入探究此次危机,可以使我们更清楚地了解美国房地产泡沫从产生到破灭的全过程,使我们能够正确看待住房贷款市场的风险和金融创新的两面性,这些都对正处在“风口浪尖”的我国经济有着深刻的警示意义。     

China's ‘win-win’ cooperation: Unpacking the impact of infrastructure-for-resources deals in Africa

This paper discusses China's use of infrastructure-for-resources loans in Africa as a win–win economic cooperation tool. This formula, offering generous loans for infrastructure in exchange for resource access, came into being largely as a default cooperation tool, inspired by China's own domestic experience, its competitive advantages and Africa's receptivity to this kind of barter deal. Embodying the principle of mutual benefit, China has consistently combined the extension of financial assistance for infrastructure construction in Africa with the expansion of Chinese business interests and the pursuit of resource security goals. The analysis focuses on whether this instrument is actually promoting African development or fuelling instead China's economic growth at the expense of African economies. The author argues that the impact has been mixed. Although there are some meaningful positive signs, many challenges persist, and as such the long-term developmental impact of this particular tool remains uncertain. The responsibility to ensure a positive outcome rests, however, on the African side as much as on China.