保险受益人研究

狭义上的保险受益人是指于被保险人死亡时有权请求和受领身故保险金的人,只能是被保险人之外的人,应包括指定受益人和法定受益人。投保人有受益人的指定权,被保险人或其监护人有最终的决定权,受益人指定不明时应合理解释。被保险人的法定继承人是其法定受益人,法定受益人的受益顺序依法定继承人的继承顺序,同一顺序的法定受益人受益份额相同。保险受益人原则上为可变更受益人,其变更应采书面形式,并自通知保险人时生效。     

论遗嘱受益回避简

遗嘱受益回避，即因特定角色之承担从而能对他人遗嘱的成立或生效产生重要影响的入，不得从该他人遗嘱中受益。遗嘱受益回避的适用对象，包括遗嘱订立时遗嘱人的监护人、医疗人员和参与遗嘱订立的见证人、公证人及起草人，以及前列人员的配偶、直系血亲和兄弟姐妹。遗嘱受益回避的除外情形为：前述人员与遗嘱人之间有配偶、直系血亲或兄弟姐妹关系；即使某见证人或公证人没有参与，遗嘱也能有效成立；遗嘱起草人被列为受益人时，遗嘱人已征询无利害关系律师的独立意见。     

读《史记·货殖列传》札记三篇

札记一<史记·货殖列传>和<汉书·货殖传>均有子贡传,唯不尽同.前者是表彰货殖家之贤而富者,后者意在尊孔,所以对子贡传加以更改.札记二<史记·货殖列传>中"椎埋"一词凡两见,其一是指货殖家"取与以时"牟利致富,与椎埋不相干,当为"推移"二字之误.札记三<史记·货殖列传>中"权利"一词在汉朝是盐铁的同义语.     

保险受益人研究

狭义上的保险受益人是指于被保险人死亡时有权请求和受领身故保险金的人。他只能是被保险人之外的人,包括指定受益人和法定受益人。投保人有受益人的指定权,被保险人或其监护人有最终的决定权,受益人指定不明时应合理解释。被保险人的法定继承人是其法定受益人,法定受益人的受益顺序依法定继承人的继承顺序,同一顺序的法定受益人受益份额相同。保险受益人原则上为可变更受益人,其变更应采书面形式,并自通知保险人时生效。     

利他合同的基本理论问题

基于“不得为他人缔约”的规则,罗马法上不承认利他合同。欧洲共同法时期受自然法学思想的影响,承认了利他合同,但以第三人的接受作为前提。因为其在实践上的缺陷,这一理论逐渐为新理论所取代,直接承认合同可以对第三人产生效力。建立中国法上的利他合同制度,不宜通过对合同法第64条的解释来实现,而应在完整借鉴大陆法系利他合同理论的基础上,在未来民法典中通过立法的方式来实现。     

Trafficking in Nuclear Materials: Criminals and Terrorists

The essay examines the networks that facilitate the transport of nuclear materials from the source to their possible purchasers. Analyzing the role of prisons in criminal operations, the interaction of criminals and terrorists, and the character of new organized crime groups, the author concludes that some of the most serious nuclear smuggling is not random or opportunistic. Rather, the most serious trafficking is rarely detected because it is run by professionals whose well established smuggling networks, facilitated by corruption, have the capacity to move significant quantities of diverse contraband without apprehension. Technical solutions to address this problem are not sufficient because detectors cannot identify well guarded HEU. Rather, much more attention needs to be paid to the crime and terror networks that can facilitate this trade.     

Reconstructing Identity

Abstract

This article provides an account of the challenges faced by a group of women refugees in recreating shattered identities in the aftermath of the conflict in the former Yugoslavia. As a result of civil war, national identities were challenged and changing roles involved negotiating new definitions of self. Participants developed a new identity to reflect the realities of their situation, and at the same time transcended national and ethnic boundaries to recognize a common humanity. The article concludes that further research should focus on the special challenges to identity for refugees from civil wars and encourages social workers to be sensitive to these particular issues.     

保险受益人法定变更之实务分析

本文通过对我国《保险法》、相关保险法规、司法解释及保险条款的深入解读,从保险原理及法理的角度,对保险受益人的法定变更情形做了一些探讨,旨在澄清对相关保险法律实务中的一些误解,完善我国《保险法》中受益人制度有所裨益。     

论保险受益人与受益权

受益人是保险制度中的重要概念,且仅适用于人身保险中。受益人虽非保险合同当事人,但在保险事故发生时享有保险金请求权,故其本质是＂利益第三人合同＂制度中的＂第三人＂。受益人由投保人指定、变更且被保险人享有＂同意权＂的制度设计,既可有效防控道德风险,又可减少对受益人主体的不当限制。受益人所享有的保险金请求权被称为受益权,对于行使该权利（如转让、抛弃、丧失、实现）所涉及的法律的适用,要注意探求当事人真意并考量保险制度保障机能的法理,以期获得妥当的结论。