The employment of finance in small business

Small‐scale businessmen everywhere, and particularly in developing countries, believe that their most pressing problem, if not their only one, is lack of finance. Organisations devoted to the promotion of small business have come to believe that finance must be accompanied by management advice. It is suggested that such advice should in fact precede any consideration of financial assistance; this will not only improve the chances of effective use of the additional finance, if it is eventually provided, but, more important still, it may show that there is in fact no need for more capital at all.