美国次贷危机的原因及影响

美国次贷危机的爆发，直接原因是美国住房市场降温、货币政策调整、金融衍生产品过度创新、信用过度膨胀、金融监管放松等因素造成的结果：次贷危机对美国及全球金融和实体经济都产生了重大影响，经济出现衰退。分析美国次贷危机产生的原因及影响，对我们了解和认识发达市场经济国家的宏观经济现状、矛盾及发展变化规律很有必要。

Causes and Impacts of American Subprime Mortgage Crisis

The break out of American subprime mortgage crisis is a direct result of its housing market decline,currency policy adjustment,the excessive innovation of financial derivative products,excessive credit expansion and lax financial supervision.The crisis has had such great impacts on American and global finance and economic entities that the economy is declining.It is very necessary for us to analyze the causes and impacts of the crisis,to know and understand the current macroeconomic situation,contradictions...