储蓄存款被冒领后的相关法律问题探析

我国现行的合同法对于储蓄合同没有专门的规定,储蓄合同应该作为一种无名合同来处理。在储蓄存款被冒领的情况下,存款的所有权应该认定已经转移给了银行。在储户对银行的民事诉讼中,不应当适用《最高人民法院关于在审理经济纠纷案件中涉及经济犯罪嫌疑若干问题的规定》中的“先刑后民”的原则。

How to Defend Depositors'''' Rights after Their Bank Deposit Being Falsely Claimed?

There's no specialized stipulation for deposit contract in our country's current contract law,and the deposit contract should be treated as a kind of nameless contract.Under the circumstance of deposit being falsely claimed,the transference of the deposit property to the banks should be firmly believed.In the depositors' civil litigation against banks,the regulation of 'criminal first civil second' set by the Supreme Court's Stipulation Concerning Hearing Economic Dispute Cases Involving Economic Crime Suspicion is not applicable.