我国金融控股公司的治理缺陷及立法构想

我国金融控股公司治理存在着法律制度不完善、产权结构单一、所有权虚置、股东大会的代表性不够广泛、董事会结构不尽合理、监事会的监督制度难以发挥作用、缺乏有效的激励约束机制和信息披露制度、企业经营缺乏透明度等缺陷。为确保金融安全，必须在治理中加强立法完善，坚持效率、安全、公平的价值理念，从股东会、董事会和监事会及对中小股东权益的保护、信息披露制度要求等方面，对我国金融治理的立法问题，提出构建意见。

Governing Flaws and Legislation Perception on Financial Holding Company of China

There are lots of defects in the governing of financial holding company, such as, not well-established legal system, single ownership structure, nominal ownership, narrowly representative board of shareholders, non-rational board structure, difficulty to carry on the supervision system of the board of supervisors, lacking efficient excitation and restriction mechanism and information disclosure system and operating transparency, and so on. To ensure the financial security, it is necessary to reinforce legislative perfection during its implementation, set up efficiency, security and fairness values in order to present constructive advice on financial governing legislation, on considering the board of shareholders, board of directors, board of supervisors, the protection of minor shareholders and the information disclosure system.