我国财产保险公司经营绩效的实证分析

本文利用SPSS软件对我国财产保险公司的经营绩效进行了分析。通过研究发现,我国民族保险公司的经营业绩总体不如人意,无论是主业盈利能力、资本结构还是在偿付能力方面与外资保险公司都存在较大的差距,为了能在未来的竞争中抢得先机,必须进行资源整合,提高民族保险机构的实力。

A Positivistic Analysis of the Performance of Insurance Companies

The endeavor of this author is to analyze the operating achievements of China’s insurance companies with SPSS. Unfortunately, the study reveals that the performance of our national insurance companies is not very satisfactory. With respect to the chief business profits, capital structure and solvency, there is an awkward gap between national companies and foreign ones. To gain advantages in the potential competition, we need to bring together and well employ all resources and fully reinforce our national insurance companies.