中小企业融资难的原因

随着我国多种所有制并存的经济制度的建立和社会主义市场经济的发展,中小企业发展迅速,并且在国民经济中的地位越来越重要。但是,相对于国有企业而言,中小企业所受重视程度低,政策倾向少,优惠待遇薄,扶持力度不够,导致其发展存在较多瓶颈,融资困难。中小企业融资难已不是一朝一夕的问题,从私营经济开始之初就已经存在,而2011年的温州借贷危机更是其矛盾激化的表现。结合具体地区分析中小企业融资难的原因,并希望对解决融资难的问题有所帮助。

The Reasons for Financing Difficulties of SMEs

With the development of the Economic System and the coexistence of diverse forms of ownership in China’s socialist market economy,the rapid development of small and medium-sized enterprises,and is becoming increasingly important in the national economy.But,as opposed to state-owned enterprises,small and medium enterprises suffered great importance to the low level of policy bias,preferential treatment to thin,not enough support,leading to more bottlenecks of its development,and difficulties in financing.Financing of SMEs is not overnight,already exists from the beginning of the private economy,while in 2011,Wenzhou credit crunch is the performance of its intensification of conflicts.In this paper,region-specific analysis of SME financing difficulties,and hope to help solve the difficult problem of financing.