华尔街金融风暴对我国的启示

由于2007年美国房地产价格的持续下跌和房贷的违约上升,引发了次级债金融危机并蔓延,逐渐演变成全球性的金融风暴。中国目前正处于流动性过剩和资产价格大幅上涨、信贷投放过度的经济运行环境之中,此轮风波对日益开放、快速发展的中国经济敲响了警钟。对美国次级债危机产生的背景、原因进行研究并从中吸取经验教训,对于保障我国经济的健康发展、防范金融风险将大有裨益。

The Wall Street Financial Storm's Enlightenment to Our Country

Because in 2007 the American real estate price continues to fall with the room loan violation rising,which has caused the secondary debt financial crisis and spread,evolved the global financial storm gradually.China present is being in the fluidity to be surplus and the property price large rise,in the credit delivery excessive economy movement environment,this sound the alarm to the fast development Chinese economy day by day.This article based on the American secondary debt crisis,absorbs experience and warn-ing,which will safeguard our country economy the healthy development,the guard finance risk to be of great help.