我国网上银行诉讼案件特点、成因分析及防范对策

网上银行作为一种技术手段与一种服务模式已经成为当前银行业"跑马圈地"的强有力的重要竞争手段,网上银行技术风险防范一直以来是理论界与实务界共同关注的热点。网上银行同样是传统社会出现的一种新型法律现象,其诉讼案件所呈现出的特点与成因应当引起高度重视。解决此类问题,一是加强宣传教育,二是加强网上银行软硬件设施建设,三是加强网上银行操作性监管,四是健全网上银行当事人权利义务,五是完善网上银行立法,六是建立网上银行存款保险制度,七是建立网上银行纠纷争端解决机制。

An Analysis on the Characteristics and Causes of China's Internet banking Litigation and Countermeasures

The Internet banking has become an important competition means as a technological means and a service model,and the risk prevention has long been the focus in the theoretical and practical sector.As all known,internet banking is also a new legal phenomenon in the traditional society,the characteristics and causes of the cases should be paid more attention.To solve such problems,first,the publicity and education should be strengthened,the second,Internet banking software and hardware facilities should be str...