| 存贷款的利差空间缩小后商业银行怎么办 |
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| 引用本文： | 闫海明. 存贷款的利差空间缩小后商业银行怎么办[J]. 甘肃理论学刊, 2002, 0(5): 34-36 |
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| 作者姓名： | 闫海明 |
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| 作者单位： | 建设银行兰州市铁路支行,甘肃,兰州,730000 |
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| 摘 要： | 央行 5年 8次降息 ,存贷款利差不断缩小 ,利润主要来自存贷款利差的商业银行 ,应设立理财顾问 ;开展混业经营 ;开辟民营通道 ;推行理财管理 ;更新服务方式 ,以此转变客户投资观念 ,拓宽盈利空间 ,寻求新的商机 ,提升服务层次 ,争夺优质客户。
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| 关 键 词： | 央行降息 利差缩小 应对措施 |
| 文章编号： | 1003-4307(2002)05-0034-03 |
| 修稿时间： | 2002-05-24 |
How To Run The Commercial Bank At Present |
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| YAN Hai-ming. How To Run The Commercial Bank At Present[J]. Gansu Theory Research, 2002, 0(5): 34-36 |
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| Authors: | YAN Hai-ming |
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| Abstract: | As for reduce interest and a narrow distance of interest between deposit and credit,the commercial bank,its profit depends on the distance of interest between deposit and credit,should set up a new managing system to get its profit such as jointly-operated connection and the improvement of service method. |
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| Keywords: | reduce interest narrow distance of interest between deposit and credit countermeasure |
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