我国电子货币发展的法律问题思考

电子货币作为支付系统的一次革命，是九十年代以后才出现的新事物。许多人预测．21世纪将是电子货币的世纪，传统的现金将逐渐消逝。同时电子货币的出现也产生了诸多法律问题，但目前调整电子货币的法律却几乎还是一片空白。因此，只有从法律的视角阐释电子货币的概念及分类，分析电子货币业务本身存在的一些值得关注的问题，才能构建和完善我国关于电子货币的法律法规体系，保障其健康有序发展。

Thought of the Legal Problem of Our Country's Advances in Electronic Currency

Electronic currency,as a revolutionof payment system,is a new thing appeared in the 1990s.Many people predict that,the 21st century will be the century of electronic money,the traditional cash will gradually disappear.With the electronic currency appearing gradually,the legal issues occur,but there is hardly a law to adjust it.This article here,through explaining its concept and classification,and analyzing some corresponding issues,gives a probe into it from the angle of law.