个人信用信息数据库在我国征信体系构建中的法律定位分析

个人信用信息数据库的法律定位分析系指对数据库保护的具体法律关系定位而言。在我国征信体系构建的过程中,个人信用信息数据库的权利主体是谁,具体权利及权利内容如何,需要在借鉴美国、欧盟、日本等征信国家信用立法、管理等经验的基础上,结合我国的实际情况进行路径选择并给出具体设计。

Orientation of the Personal Credit Information Data Bases under the Legal System Construction of Chinese Credit Checking

This article aims at the legal relationship analysis on the protection of personal credit information data bases.Under the circumstance of Chinese credit investigation being constructing,the vital problems we are facing are to determinate the subject of the data bases,to illustrate the idiographic rights and its contents of the subjects.When it comes to the legal regulating and protecting,we should learn from America,E.U.,Japan and some other countries and districts by using their credit legislation and credit management experience for references,in order to set up our Chinese credit legislation model choice and design the concrete regulations to credit investigation.