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商业银行开展黄金业务的金融思考
引用本文:施书芳.商业银行开展黄金业务的金融思考[J].中国发展,2008,8(2):57-61.
作者姓名:施书芳
作者单位:中国工商银行江苏省分行营业部,江苏南京,210006
摘    要:黄金是稳健、保值的理财产品。由于国家对黄金的严格管制,中国黄金投资市场与国内其他金融投资市场相比,发展起步晚、市场容量小、产品过于初级与单一。随着中国金融领域逐步与国际接轨,黄金投资市场改革发展步伐将明显加快,这为商业银行的业务发展提供了良好的契机,民间浓厚的黄金情节将使中国的黄金市场更加繁荣,可以预见,商业银行涉足黄金投资业务具有广阔的发展前景。

关 键 词:黄金业务  金融  思考

Gold Investment Business:Financial Opportunity for Commercial Banks in China
Shi Shufang.Gold Investment Business:Financial Opportunity for Commercial Banks in China[J].China Development,2008,8(2):57-61.
Authors:Shi Shufang
Institution:Shi Shufang (Banking department, Jiangsu Branch, Industrial and Commercial Bank of China, Nanjing, Jiangsu210006, China)
Abstract:Gold is a stable and value-preserving financial product.Due to the strict supervision and containment by government,the domestic gold investment market has been lagging behind other financial investment markets with smaller market volume and less advanced and diverse products.As the financial sector is steadily following the international practice,the reform and development of domestic gold investment market is to be accelerated dramatically and will provide commercial banks with sound opportunities for business expansion.Gold market will also see a more prosperous outlook due to the intense sentiment for gold among Chinese civilians.It is predictable that the involvement of commercial banks in gold investment business will enjoy a broad prospect.
Keywords:gold service  finance  consideration  
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