| 建国以来的信贷制度变迁:从计划走向市场 |
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| 引用本文： | 童士清.建国以来的信贷制度变迁:从计划走向市场[J].上海行政学院学报,2009(1):82-89. |
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| 作者姓名： | 童士清 |
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| 作者单位： | 中国人民银行上海总部,上海,200122 |
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| 摘 要： | 中国信贷制度在从计划信贷制度走向市场信贷制度的过程中,信贷功能逐步由单纯的、从属于财政的货币分配角色向资源配置和融资功能回归.对应于信贷制度的变迁,中国国有银行的信贷行为也由行政性信贷配给逐步向市场性信贷配给转变.这种转变直接影响银行信贷结构、信贷规模的变化和信贷资源的配置效率.理解中国信贷制度变迁的内在逻辑是了解中国金融机构信贷微观运行与宏观效应的基础.
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| 关 键 词： | 信贷制度 变迁 财政 国有企业 |
The Loan System Changes since the Founding of PRC:From Plan to Market |
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| Tong Shiqing.The Loan System Changes since the Founding of PRC:From Plan to Market[J].The Journal of Shanghai Administration Institute,2009(1):82-89. |
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| Authors: | Tong Shiqing |
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| Abstract: | The loan functions have gradually changed from simple monetary distribution to resource allocation and fund collection in the process of transition from plan to market.Owing to the challenges of loan system,loan behaviors of China national banks experience the transition from administrative loan to market loan.The transition directly affects the banks' loan structure,scale and resource allocation. |
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| Keywords: | Loan System Changes Finance NOE |
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