信用卡恶意透支案件侦查思路探析

信用卡恶意透支的作案手段是信用卡恶意透支案件侦查思路逻辑推演的重要依据 ,其作案手段有 :虚构持卡人身份 ,骗取信用卡后 ,用骗得的信用卡进行恶意透支 ;借用他人的信用卡恶意透支 ;银行工作人员与持卡人恶意串通 ,在发现了其透支后 ,不仅不及时止付 ,反而授权透支而造成的恶意透支等。其侦查思路是 :重点查找书证和物 ,弄清持卡人基本情况 ,充分利用书证和物证的序列性 ,对偶性和差异性以及各种恶意透支手段所涉及的人员进行调查 ,大力加强计算机证据收集和认定 ,为认定信用卡恶意透支犯罪提供有力的证据支持。

Exploration and Analysis on the Investigation Thinking to Cases of Credit Card Malicious Overdraft

Ways of malicious overdraft is important ba sis of investigation thinking in the kind of cases Ways to commit crime are as followed:criminals make an overdraft after they gained ca rd by making a false authorized person; by borrowing and using others 's card; or personnel in banks are in collusion with the authorized and connive at the malicious overdraft Investigation thinking for the kind of cases includes: work focus on searching for evidevce and ga ining a good picture of the authorized; Investigation to personnels i nvo lved should be carried out according to evidence featue of order, co rresponding and distinction and ways of malicioas overdratf; evidence c ollecting and identification should be strengthened for supplying powerf ul evdence for identfication of the kind of crime