欧美金融隐私保护法律制度比较

欧美金融隐私权保护由于不同隐私保护体系而显得区别很大.欧盟综合性的保护方式为金融隐私权提供了较高的保护水平,但是实践中各国适用并不一致.美国单独立法的方式使得其金融隐私保护错综复杂,市场力量、行业自律也在保护金融隐私方面发挥重要作用.我国金融隐私立法应参照欧美法律和实践两个方面的情况.

A Contrast Between European and American Financial Privacy Protection Regulations

The Europe and the United States in different financial privacy protection systems differ significantly from each other.The European Union provides its members with a comparatively good service in financial privacy protection,but the members mostly have their own choices in practice.In the United States,the independence of the law making practice gives rise to sophisticated possibilities in this respect,the market and professional self-discipline usually have an important role in it.The author thinks that we must draw experience from the regulations and practices of the above two foreign systems in the process of our financial privacy protection law making.